USDA and FHA Pro and Con in Centre, Cherokee County, AL
In the year 2026, the USDA loan limit in Centre, within Cherokee county, AL, is established at $336,500. For a single-family home, the FHA loan limit is set at $472,030.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool aids in understanding the income, credit requirements, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Centre, Cherokee County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choose from USDA and FHA Loan Options in Centre, AL
The purpose of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Begin by selecting one of three paths to connect with matching lenders and relevant USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment, thus being an attractive option for buyers in rural locales.
Central Loan Company and its staff take pride in offering “old fashion service” to the residents of Dona Ana County and its surrounding areas.
Founded in 1954 as one of a handful of independently owned finance companies in Las Cruces; the business was started with three pioneer families of Gutierrez, Chavarria and Smith
Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
Commercial Mortgage Funding, LLC is a commercial mortgage brokerage firm which provides access to funding sources financing Commercial Real Estate nationwide (U.S.) with capital needs of $1, 000, 000 ($1MM) minimum. It intermediates between capital providers and the principals of commercial real estate projects and leverages its relationships.
At Miracle Mortgage, our passion is helping you finance the home of your family’s dreams!
debbie is the owner of the firm, If you are looking for a place to hang your heart. After 30 years in the real estate industry as a realtor, mortgage lender, escrow officer, title officer and speaker/trainer, Debbie knows that having your home hug
Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon,
Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
Princeton Federal Credit Union was founded in 1972 by the faculty and staff of Princeton University. We are a not-for-profit financial cooperative serving the financial needs of our members. Our Core Values are Great People, Integrity, Service Mindset, and Teamwork. Princeton Federal Credit Union was originally chartered in 1972.
Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
