In the year 2025, the USDA loan limit in Centre, within Cherokee county, AL, is established at $336,500. For a single-family home, the FHA loan limit is set at $472,030.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool aids in understanding the income, credit requirements, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Centre, Cherokee County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choose from USDA and FHA Loan Options in Centre, AL
The purpose of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Begin by selecting one of three paths to connect with matching lenders and relevant USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment, thus being an attractive option for buyers in rural locales.
The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.
The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs
UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.
Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
141 Prosperous Place, Suite 25, Lexington, KY, 40509
Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
153 Prosperous Place, Suite 2B, Lexington, KY, 40509
At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,
3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
