USDA Loan Vs. FHA loan pro & con for Athens, Limestone County, AL

In 2025, USDA loan limit in Athens, county of Limestone, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Athens, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(914) 219-5550 856 miles Lender's profile and map Reviews Pyramid Capital Group Inc 26 Village Green, Suite 10, Bedford, NY, 10506 Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.
(203) 316-9111 856 miles Lender's profile and map Reviews Stamford Healthcare Credit Union 4 Hospital Plaza, Stamford, CT, 06902 Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
(203) 842-5555 856 miles Lender's profile and map Reviews Siena Lending Group LLC 9 W. Broad Street, Stamford, CT, 06902 Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions. Siena also offers a turn-key servicing platform for community
(855) 829-8727 856 miles Lender's profile and map Reviews Landmark Loans 945 Long Ridge Road, Stamford, CT, 06902 Landmark Loans is committed to helping you find and close the right mortgage product for your needs. We are different in that the broker, John Lasko is also a CPA and offers personalized service with skills not offered by your local bank, a national lender or another local mortgage broker.
203-539-6080 856 miles Lender's profile and map Reviews A.J.T.M Financial Group, Inc. 1266 E. Main Street Suite 700R, Stamford, CT, 06902 A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
(906) 482-5005 856 miles Lender's profile and map Reviews Michigan Tech Employees Federal Credit Union 700 E Sharon Ave., Houghton, MI, 49931 The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.
(203) 252-5900 856 miles Lender's profile and map Reviews Patriot Bank, National Association 900 Bedford St, Stamford, CT, 06901 Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
(203) 462-4400 856 miles Lender's profile and map Reviews First County Bank 117 Prospect St, Stamford, CT, 06901 First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
(203) 977-4701 856 miles Lender's profile and map Reviews Sound Federal Credit Union 888 Washington Boulevard, Stamford, CT, 06901 Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
(203) 355-6100 856 miles Lender's profile and map Reviews SG Capital Partners 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901 SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
(877) 794-5363 856 miles Lender's profile and map Reviews North Atlantic Mortgage, Corp. 706 Bedford Street, Stamford, CT, 06901 North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.