USDA Vs. FHA Pro and Con comparison in Athens, Limestone County, AL
In 2026, the USDA loan limit for Athens in Limestone county, AL, is $336,500, while the FHA limit on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA vs. FHA rates. This tool helps determine your required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, helping you select the best fit for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Athens, County of Limestone, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Athens, AL
Lendersa® strives to provide you swift access to the best USDA or FHA loans without complication. Choose from three methods to match with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require no down payment at all.
Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local
The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1690 Beltline Road SW, Suite A, Decatur, AL, 35601
Lends in Alabama
"Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.
We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu
Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.
Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.
In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees
500 Providence Main St, Suite 2, Huntsville, AL, 35806
Lends in Alabama
We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.
1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
Lends in Alabama
TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.
First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.
