USDA Loan Vs. FHA loan pro & con for Athens, Limestone County, AL

In 2025, USDA loan limit in Athens, county of Limestone, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Athens, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

8623504225 813 miles Lender's profile and map Reviews Stratton Equities 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058 Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
(718) 502-6012 813 miles Lender's profile and map Reviews JG Funding Corporation 531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314 JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
(718) 477-4405 813 miles Lender's profile and map Reviews Grand Oaks Funding, LLC 600 Manor Road Suite 2A, Staten Island, NY, 10314 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(315) 469-5599 813 miles Lender's profile and map Reviews Secny Federal Union Mortgage Department PO Box 15040, Syracuse, NY, 13215 SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
(763) 689-2500 814 miles Lender's profile and map Reviews Cambridge State Bank 127 South Main, Cambridge, MN, 55008 Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
(763) 689-1071 814 miles Lender's profile and map Reviews Minnco Credit Union 236 2nd Avenue SW, Cambridge, MN, 55008 Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
(952) 992-9315 814 miles Lender's profile and map Reviews Roseth Mortgage LLC 18990 238th Avenue Northwest, Big Lake, MN, 55309 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(785) 672-3251 814 miles Lender's profile and map Reviews The Farmers State Bank of Oakley, Kansas 100 Center Avenue, Oakley, KS, 67748 At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.
(866) 860-0464 814 miles Lender's profile and map Reviews SEA VIEW MORTGAGE, INC. 27 Beach Rd Suite 5A, Monmouth Beach, NJ, 7750 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(315) 672-7827 814 miles Lender's profile and map Reviews Westar Federal Credit Union 2565 Hambletonian Way, Camillus, NY, 13031 Westar FCU began in 1963 with a group of school teachers, a shoe box, and a shared vision. Hence, the member owned, not-for-profit financial cooperative was formed to service the employees of the West Genesee School District. Over the years OCM BOCES and other businesses and organizations were welcomed to the credit union. Now, membership has expan
(620) 356-4142 814 miles Lender's profile and map Reviews Grant County Bank 201 South Main Street, Ulysses, KS, 67880 The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.