USDA and FHA Pro and Con in Athens, Limestone County, AL
In 2025, the USDA loan limit for Athens in Limestone county, AL, is $336,500, while the FHA limit on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA vs. FHA rates. This tool helps determine your required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, helping you select the best fit for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Athens, County of Limestone, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Athens, AL
Lendersa® strives to provide you swift access to the best USDA or FHA loans without complication. Choose from three methods to match with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require no down payment at all.
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