USDA and FHA Pro and Con in Scottsboro, Jackson County, AL

In 2024, USDA loan limit in Scottsboro, county of Jackson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Scottsboro, county of Jackson, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Scottsboro, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Standing Stone Real Estate, Inc.
  • 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
  • Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
  • Newridge Funding Group Inc.
  • 4804 Arlington Avenue, Riverside, CA, 92503
  • Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
  • Upright Mortgage
  • 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
  • Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
  • San Diego Commercial and Business Financing
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
  • SDCBF is a bridge between local funding sources and nationwide capital investors. San Diego Commercial & Business Financing is a lending company whose focus is providing top tier financing to all types of commercial real estate. We are a general commercial lender, lending on all asset classes including Multifamily Apartments,
  • Quick Easy Lending
  • 3722 paseo place, SAN DIEGO, CA, 92130
  • We connect investor with direct lenders to find the best loan. We have over 75 direct lenders in the network. We are able to look at the loan up to $100M even with low credit scores. We believe in relationship and long term partnership. We do all the hard work while you focus on your business.
  • Trinity Mortgage
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
  • Quintess Funding LLC
  • 12500 - 13099 Ashley Falls Dr, San Diego, CA, 92130
  • Quintess Funding LLC is a Licensed Mortgage Broker. Quintess specializes in a personalized mortgage experience. We focus on a client centric, grassroots business model making sure to put our clients interests first every step of the way. We provide a simple and quick solution to a normally complex process.
  • ZZ Lending
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • ZZ Lending is an internet mortgage brokerage that provides discounted loans without sacrificing the service, knowledge or expertise. We are a full service mortgage brokerage firm with an experienced staff offering service in mortgage lending for resale and new home purchases and refinance.
  • Southwestern Mortgage Company
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • Southwestern Mortgage Company is a discount residential mortgage broker. We have helped over 4, 000 clients obtain home loans over the past 25 years. We are committed to provide our clients the best possible mortgage options for their specific situation and Provide our clients the best possible loan program and rate.
  • Saxton Mortgage, LLC
  • 12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
  • In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option
  • MyPrimeHomeLoan.com, LLC
  • 11622 El Camino Real, Suite 100, San Diego, CA, 92130
  • "We pride ourselves in creating CLIENTS FOR LIFE and we're ALWAYS here for you! We are a full service, local mortgage firm. It's our mission to provide our customers with the most efficient and professional service in our area. We also take pride in providing support for all of your needs throughout your time as our client."
  • Trustin Mortgage Corporation
  • 4070 Lago Di Grata Circle, San Diego, CA, 92130
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.