In the year 2025, the USDA has set a loan limit for Moores-Mill within Madison County, AL, established at $285,000. In contrast, the FHA's limit for a single-family residence stands at $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate the prime USDA and FHA rates currently available, while figuring out the income, credit score, reserves, and documentation required for loan qualification. Our sophisticated mortgage calculator illustrates USDA, FHA, Conforming, and VA options in parallel, thereby aiding you in making the best decision for your individual financial plight in .
2025 Loan Limits and Down Payment Requirements in Moores-Mill, Madison County, AL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Review USDA and FHA Loan Choices in Moores-Mill, AL
The aim of Lendersa® is to ensure you receive the most suitable USDA or FHA loan with speed and convenience. Choose from three initial pathways to discover lenders aligned with USDA loan programs.
A USDA home loan is underwritten by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Such loans are exclusive to rural localities. In contrast to FHA loans that necessitate a 3.5% down payment minimum, the USDA mortgage requires no down payment at all.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
160 North Main Street, Suite 401, Memphis, TN, 38103
Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.
NiceLoans, offers our customers a convenient way to get a loan in today’s fast paced world. Starting with nine brick and mortar stores in Tennessee, we provide our customers with a quick and easy loan application process and a team of loan experts there to answer any questions you may have.
Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate
We commit to treat each customer exactly as we want to be treated. We choose to preserve our history of perseverance, determination, hard work. We choose to respect our heritage of commerce and transport, of culture and gracious living, of fields of industry. We choose to build on that foundation with professionalism, technology.
Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.
