USDA Vs. FHA Pro and Con comparison in Moores-Mill, Madison County, AL
In the year 2026, the USDA has set a loan limit for Moores-Mill within Madison County, AL, established at $285,000. In contrast, the FHA's limit for a single-family residence stands at $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate the prime USDA and FHA rates currently available, while figuring out the income, credit score, reserves, and documentation required for loan qualification. Our sophisticated mortgage calculator illustrates USDA, FHA, Conforming, and VA options in parallel, thereby aiding you in making the best decision for your individual financial plight in .
2026 Loan Limits and Down Payment Requirements in Moores-Mill, Madison County, AL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Review USDA and FHA Loan Choices in Moores-Mill, AL
The aim of Lendersa® is to ensure you receive the most suitable USDA or FHA loan with speed and convenience. Choose from three initial pathways to discover lenders aligned with USDA loan programs.
A USDA home loan is underwritten by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Such loans are exclusive to rural localities. In contrast to FHA loans that necessitate a 3.5% down payment minimum, the USDA mortgage requires no down payment at all.
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