USDA Vs. FHA Pro and Con comparison in Hazel-Green, Madison County, AL

As of 2026, the USDA loan limit in Hazel-Green, located in the county of Madison, in the state of AL, is $285,000. For single-family homes, the FHA loan cap is $356,362.

With the Lendersa® USDA loan calculator, you can contrast today's top USDA and FHA rates. This tool helps identify what is required for qualification, such as income, credit, reserves, and essential documents. Use our comprehensive mortgage calculator to see side-by-side comparisons for USDA, FHA, Conforming, and VA programs, leading to informed decisions on what suits your financial needs in .

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Loan limits and down payment requirements for 2026 in Hazel-Green, found in the county of Madison, AL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan choices in Hazel-Green, AL

Lendersa® aims to deliver the optimal USDA or FHA loan promptly and smoothly. Choose from three starting approaches that connect you with suitable lenders and USDA loan services.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

A USDA home loan is a government-backed loan offered by the Department of Agriculture, often referred to as the USDA rural development loan or mortgage. It is specifically for rural areas, offering advantages such as no required down payment, unlike the FHA loan that mandates at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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