USDA Vs. FHA your options comparison in Huntsville, Madison County, AL
For 2025, the USDA loan threshold in Huntsville, part of Madison county, AL, stands at $336,500. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
The Lendersa® USDA loan calculator lets you compare the best current rates for USDA and FHA loans. It helps you figure out the needed income, credit, reserves, and documents to qualify. With this tool, you can view USDA, FHA, Conforming, and VA loan options side-by-side, aiding in your decision-making for the best program in suited to your finances.
Loan Limits and Down Payment Needs in Huntsville, Madison County, AL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Huntsville, AL
At Lendersa®, we focus on ensuring you swiftly secure the finest USDA or FHA loan without hassle. Choose from three initial strategies to connect with lenders and USDA loan programs.
A USDA home loan is government-backed through the Department of Agriculture, also called a USDA rural development loan or mortgage, intended exclusively for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, the USDA mortgage does not necessitate any initial payment.
1125 NE 125th street, Suite 250, North Miami, FL, 33161
TNC Mortgage Corporation specilizes in individual, one on one service.
We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.
Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.
Hialeah Municipal Employees Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1951 with a wide range of services to meet all their financial needs. Membership is open to all employees of the city of Hialeah, Florida; employees of this credit union.
Over 30 Years serving my clients, same location, same office. My Father Elias Legra Sr, came to the USA as immigrant from Holguín, Cuba. He struggled as most immigrants to establish himself to help our family as well as his clients. Starting from his home office in our utility room we now own and operate our Real Estate
Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more.
Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
Dade County Federal Credit Union was established on May 1, 1939 for the purpose of offering financial independence and security to employees of Dade County. In April of 1939 ten Dade County employees, with a sincere desire to help their colleagues, gathered $135 in an old cigar box and signed a certificate of origination.
Lennar Mortgage has been providing homebuyers with options and opportunities for over 30 years. Through our carefully selected team, we ensure that our customers receive the guidance and support to make sound borrowing decisions. Whether you’re a first-time homebuyer or a seasoned homebuying pro, our knowledgeable.
8725 Northwest 18th Terrace, Suite 306, Doral, FL, 33172
Outreach Lending Corporation is a Florida Domestic Profit Corporation filed On June 8, 2018. The company's filing status is listed as Active and its File Number is P18000052164.
The Registered Agent on file for this company is Llosa Enrique A and is located at 8725 Nw 18th Terrace, Doral, FL 33172.
Quality Mortgage Solutions was founded in July of 2018 with 1 goal.. We want to change the mortgage process and expectation for clients. Finding someone that you can count on to give you the best guidance on which mortgage product is best for you and your needs is a lot more challenging than one would think
