USDA Vs. FHA your options comparison in Rainsville, DeKalb County, AL
As of 2026, the USDA loan limit in Rainsville, DeKalb county, AL, stands at $336,500. Meanwhile, the limit for FHA is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today’s USDA and FHA rates for the best options, determining the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to identify the most suitable program for your unique financial situation in .
2026 Loan Limits and Down Payment Requirements in Rainsville, DeKalb County, AL
Loan Type
Maximum Loan
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Rainsville, AL
Lendersa® is focused on providing you the best USDA or FHA loan efficiently and without hassle. Choose one of three starting options to align with suitable lenders and explore USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans do not demand any down payment.
State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
1110 Second Avenue, Suite 303, New York, NY 10022, USA, New York, NY, 10022
Upwise is the best option for financing. All small-scale companies can get business loans from us. We can help you get the business loan that you need. Our company has been helping hundreds of businesses thrive and grow for the past 10+ years. Get in touch with Upwise Capital today to get on the right track to success.
M.Y. Safra recognizes and respects that clients are intelligent, successful and time pressured. They value a bank that listens, is straightforward and professional, and provides high quality standard banking services with customized personal service touches. We are completely dedicated to creating a distinctive and superior banking experience.
575 Lexington Avenue, 4th floor, New York, NY, 10022
York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.
Modern Bank is a privately-owned commercial wholesale bank that provides financing and banking solutions to companies across a wide variety of industries, and commercial real estate financing to sponsors. Our segment-focused teams, backed by comprehensive financial and intellectual capital, work directly with our clients.
575 Lexington Ave, 31st Floor, New York, NY, 10022
Launched in 2009, Manhattan-based bridge lender Emerald Creek Capital has built a reputation as an industry leader in the alternative finance space. The firm provides short-term loans secured by commercial real estate in primary markets nationwide. Our experienced team & top executives have a proven multi-year track record of sourcing, structuring
Excel Realty Capital is one of the top commercial real estate mortgage companies in New York. In addition to the wide range of loan products we offer and property types we finance, we are the market leader in providing financing for medical office loans and healthcare loans in New York.
