USDA and FHA Pro and Con in Pine-Level, Autauga County, AL

During 2026, the USDA loan cap in Pine-Level, situated in the county of Autauga, AL, is $285,000. In comparison, the FHA limit for single-family homes is $356,362.

Take advantage of Lendersa®’s USDA loan calculator to assess today’s competitive USDA vs. FHA rates. Determine qualifications such as income, credit, reserves, and essential documentation. Our advanced mortgage calculator offers a side-by-side examination of USDA, FHA, Conforming, and VA loan options, aiding you in choosing the ideal program tailored to your financial needs in .

Check out loan offers from 100 diverse lenders

2026 Loan Limits and Downpayment Specifications in Pine-Level, County of Autauga, AL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Solutions in Pine-Level, AL

The mission of Lendersa® is to quickly and efficiently connect you with the most favorable USDA or FHA loans available. Choose from one of three initial pathways to engage with lenders and explore appropriate USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in AL

A USDA home loan, supported by the U.S. Department of Agriculture, is known as the USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Home Mortgage Group
  • 408 S. Central Ave, Flagler Beach, FL, 32136
  • American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.

  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.

  • Achieva Credit Union
  • PO Box 1500, Dunedin, FL, 34697
  • Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals.

    Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,

  • Gateway Financial Group
  • 8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269
  • At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success

  • Boonville Federal Savings Bank
  • 123 N Third Street, Boonville, IN, 47601
  • Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..

  • Evansville Firefighters Federal Credit Union
  • 312 N 4th Avenue, Evansville, IN, 47710
  • Evansville Firefighters Federal Credit Union has been serving its members in the EVANSVILLE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.

  • Sterling United Federal Credit Union
  • 1330 West Franklin Street, Evansville, IN, 47710
  • Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!

  • First Century Lending
  • 2013 Merchant Dr, Suite 1, Richmond, KY, 40475
  • First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered:

    Home Mortgages
    Commercial Loans
    Personal Installments
    Home Equity

  • CS Credit Union
  • 6519 CommScope Road, Catawba, NC, 28609
  • CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.

  • Diamond Lakes Federal Credit Union
  • 7333 Highway 270, Malvern, AR, 72104
  • Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees

  • Malvern National Bank
  • 501 South Main Street, Malvern, AR, 72104
  • MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.

  • Miners Exchange Bank
  • 483 Front Street, Coeburn, VA, 24230
  • Miners Exchange Bank has always endeavored to bring the finest in banking services to our customers. Our technology department boasts the latest and greatest the banking industry has to offer. Services offered by our competition are very similar to ours, but it is the way in which those services are delivered that makes all the difference.