During 2026, the USDA loan cap in Pine-Level, situated in the county of Autauga, AL, is $285,000. In comparison, the FHA limit for single-family homes is $356,362.
Take advantage of Lendersa®’s USDA loan calculator to assess today’s competitive USDA vs. FHA rates. Determine qualifications such as income, credit, reserves, and essential documentation. Our advanced mortgage calculator offers a side-by-side examination of USDA, FHA, Conforming, and VA loan options, aiding you in choosing the ideal program tailored to your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to quickly and efficiently connect you with the most favorable USDA or FHA loans available. Choose from one of three initial pathways to engage with lenders and explore appropriate USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, is known as the USDA rural development loan or USDA mortgage and is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages do not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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