USDA and FHA Pro and Con in Prattville, Autauga County, AL
In 2026, the USDA loan limit for Prattville in Autauga county, AL, is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. It helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side-by-side, aiding in decision-making for the best program in tailored to your financial situation.
2026 Loan Limits and Downpayment Requirements in Prattville, County of Autauga, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Prattville, AL
Lendersa® is committed to facilitating quick access to the best USDA or FHA loan options without hassle. Choose one of three starting points to match with lenders and the USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum of a 3.5% down payment, USDA loans necessitate no down payment at all.
Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418
Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership.
Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
St. James Mortgage Corporation is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. We make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.
180 High Oak Road, Suite 200, Bloomfield Hills, MI, 48304
At York Financial Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .
