USDA Vs. FHA Pro and Con comparison in Arkadelphia, Clark County, AR
In the year 2025, the USDA loan limit in Arkadelphia, Clark county, AR is set at $336,500, while the FHA limit is $472,030 for a single-family dwelling.
Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA best rates to identify the income, credit, reserves, and required documents for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA loans compared side by side, assisting you in selecting the best program in Alabama for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Arkadelphia, Clark county, AR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Arkadelphia, AR
The aim of Lendersa® is to quickly and efficiently connect you with the best USDA or FHA loan options without any hassle. Choose from three different starting points that lead to a match with the best USDA loan programs and lenders.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It's exclusively available in rural areas and does not need a down payment, unlike FHA loans, which mandate a minimum of 3.5% down payment.
Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska.
As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
New Washington State Bank opened on Main Street in New Washington, Indiana. The bank was founded by a group of ten prominent business leaders and farmers who felt New Washington and the surrounding farming communities would be better served with a bank of their own. From our humble beginning in 1908.
Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.
At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
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"Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans.
We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures.
Listed here on this site are some of the products we offer."
Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.
