In the year 2026, the USDA loan limit in Arkadelphia, Clark county, AR is set at $336,500, while the FHA limit is $472,030 for a single-family dwelling.
Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA best rates to identify the income, credit, reserves, and required documents for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA loans compared side by side, assisting you in selecting the best program in Alabama for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Arkadelphia, Clark county, AR
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Arkadelphia, AR
The aim of Lendersa® is to quickly and efficiently connect you with the best USDA or FHA loan options without any hassle. Choose from three different starting points that lead to a match with the best USDA loan programs and lenders.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It's exclusively available in rural areas and does not need a down payment, unlike FHA loans, which mandate a minimum of 3.5% down payment.
In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.
190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913
Lends in Arkansas
The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.
We are a not-for-profit, member-owned, federally insured federal credit union.
Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
Hurricane Creek FCU is a not-for-profit financial cooperative that is member owned and democratically controlled. It was organized in May 1957, as Reynolds Hurricane Creek FCU under the concept of "people helping people". Currently the Credit Union serves over 3,950 members in the Saline County area. Each member is an owner, a saver
