USDA Vs. FHA Pro and Con comparison in Arkadelphia, Clark County, AR

In 2024, USDA loan limit in Arkadelphia, county of Clark, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Arkadelphia, county of Clark, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Arkadelphia, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • G. W. Golden Financial
  • 959 South Coast Drive, Suite 210, Costa Mesa, CA, 92626
  • G.W. Golden Financial all of our licensed representatives have been hand picked based on their character, passion for helping others & their real desire to make a difference in people’s lives on a daily basis.They are then highly trained over a ten week training program.We offer a large assortment of mortgage products at extremely competitive rates
  • Lockarate, Inc.
  • 3183-E Airway Ave, Costa Mesa, CA, 92626
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Greenkey Financial, Inc
  • 3100 Airway Avenue, Suite 131, Costa Mesa, CA, 92626
  • Greenkey Financial was built to create a safe place for clients to buy their dream home, refinance& seek financing needs. Greenkey’s fierce recruiting standards ensure that our clients are always working with the best, most experienced loan officers, processors & lendors to ensure a seamless, trustworthy & positive experience from beginning to end.
  • Landmark Mortgage Capital Inc
  • 695 Town Center Drive, Suite 650, Costa Mesa, CA, 92626
  • Landmark Mortgage Capital, we strive to keep a high standard of excellence for clients and employees. We offer comprehensive residential mortgage loan programs from A paper to Alt-A with the best investors in the marketplace. Our team is lead by seasoned Loan Officers and experienced Mortgage Executives who are driven to maintain a fast-paced, prod
  • JL Mortgage Group
  • 977 Carnation Avenue, Costa Mesa, CA, 92626
  • My Name is Jorge Lopez, I’m the Broker / Owner of the JL Mortgage Group. My team offers personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Home Loans and Investments: A California Licensed Mortgage Broker specializing in home loans for purchase and refinance transactions.
  • FlexPoint Mortgage Corporation
  • 151 Kalmus Drive, Suite D-102, Costa Mesa, CA, 92626
  • FlexPoint Mortgage Corporation We are a conglomerate of mortgage professionals that are knowledgeable and understand what it takes to fund loans as quickly and seamlessly as possible. Most importantly, we are known for our experience and service. We work to simplify the lending process while keeping you informed, up to date.
  • Lending Corner Inc
  • 940 South Coast Drive, Suite 155, Costa Mesa, CA, 92626
  • The Lending Corner Team is composed of true mortgage professionals. All of our originators are principals in the company carrying over 10 years experience and work together to provide you a level of service and professionalism unsurpassed in the industry. Whether you are financing a new home purchase or refinancing an existing loan.
  • Bayfront Lending LLC
  • 3001 Red Hill Avenue, Building 2, Suite 219, Costa Mesa, CA, 92626
  • "Bayfront Lending, we believe you deserve a team of experienced professionals who have your best interest in mind, not a sales commission. And we understand that quality customer service and a streamlined process are just as important as the best rate and most favorable loan structure"
  • Prominent Lending Group Inc.
  • 600 Anton Boulevard, Floor 11, Costa Mesa, CA, 92626
  • Prominent Lending Group, Inc., enjoys assisting current and prospective homeowners in obtaining residential 1st and 2nd home loans on 1 to 4 unit primary, secondary, and investment properties throughout the states of California and Montana. Our dedicated mortgage professional teams work hard to deliver the highest customer service.
  • American Mortgage Associates
  • 3001 Red Hill Avenue, Suite 4-213, Costa Mesa, CA, 92626
  • American Mortgage Associates is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.