USDA VS FHA in Arkadelphia, Clark County, AR

In 2025, USDA loan limit in Arkadelphia, county of Clark, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Arkadelphia, county of Clark, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Arkadelphia, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Secured Lending Group
  • 529 Main St, Suite P200 & P300, Charlestown, MA, 02129
  • Our goal is to provide the best suited real estate financing for investors. We engage in honest conversation while showing respect to all people. We listen to our clients, investors, vendors, and other individuals we may come in contact. We truly embrace customer commitment, building and nurturing relationships.
  • Forward Financing
  • 53 State Street, Boston, MA, 02109
  • Forward Financing is a Boston-based financial technology company that provides fast, flexible working capital to small businesses nationwide. Our dedicated account representatives and advanced proprietary technology help our customers spend less time finding capital and more time growing their business.
  • Boston Private
  • 10 Post Office Square, Boston, MA, 02109
  • Boston Private We bring together a full spectrum of wealth, trust and banking services to give you the one trusted resource you need to simplify and strengthen your financial life. and also Boston Private is a bank with operations in four states. Boston Private offers numerous mortgage programs including conventional, jumbo, non-owner occupied, Hom
  • WHOLESALE MORTGAGE ADVISORS, LLC
  • 236 Commercial Street, Suite 100R, Boston, MA, 02109
  • Tim Lacyk, dove head first into the mortgage industry some 15 years ago. Originally hired as a Loan Closer (coordinates with Title the closing process the final loan figures, balances, and wires the money to closing), he also moved through a variety of roles after that, including post-closing management.
  • Investors Choice Lending
  • 8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
  • Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle. We’ve aligned ourselves with many National lending resources.
  • Mass Bay Credit Union
  • 147 West 4th Street, South Boston, MA, 02127
  • Mass Bay Credit Union serves over 18, 000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access
  • Taupa Lithuania Federal Credit Union
  • 368 West Broadway, South Boston, MA, 02127
  • Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
  • Cabot Boston Credit Union
  • 2 Seaport Ln, Suite 1400, Boston, MA, 02210
  • "Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
  • Philly Hard Money Loans
  • 300 A Street, Suite 101, Boston, MA, 02210
  • Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
  • Stonehambank
  • 80 Montvale Avenue, Stoneham, MA, 02180
  • StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.