In 2026, the USDA loan limit for a single-family home in Camden, located in the county of Ouachita, AR, is set at $336,500. In contrast, the FHA loan limit is $472,030.
To compare the most favorable USDA and FHA rates today and to understand the income, credit, reserves, and documents required to qualify, you can use the Lendersa® USDA Loan Calculator. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the right program in Alabama for your unique financial needs.
2026 Loan Limits and Down Payment Specifications in Camden, Ouachita, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Financing Options in Camden, AR
The mission of Lendersa® is to connect you effortlessly with the best USDA or FHA loans available. Begin with one of our three straightforward options to match with the USDA loan programs and lenders.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is available exclusively for rural areas and does not require a down payment, unlike FHA loans, which necessitate a minimum down payment of 3.5%.
River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
Peoples Bank has been serving Magnolia Arkansas & surrounding cities in Columbia County for over 100 years. We are the only bank located exclusively in Columbia County.
The Peoples Bank is a branch office of The Peoples Bank. They provide the following services: Full Service Office Location & are located at 500 North Jackson in Magnolia Ark
Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
Bodcaw Bank, one of the oldest businesses in the small town of Stamps, AR, first opened its doors in 1903 to support a thriving mill town that included Bodcaw Lumber Company. This saw mill was once the largest saw mill for yellow pine in the world. After the end of World War I, all the virgin forest of south Arkansas was cut and the mills closed.
Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
