USDA VS FHA in Camden, Ouachita County, AR

In 2026, the USDA loan limit for a single-family home in Camden, located in the county of Ouachita, AR, is set at $336,500. In contrast, the FHA loan limit is $472,030.

To compare the most favorable USDA and FHA rates today and to understand the income, credit, reserves, and documents required to qualify, you can use the Lendersa® USDA Loan Calculator. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the right program in Alabama for your unique financial needs.

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2026 Loan Limits and Down Payment Specifications in Camden, Ouachita, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Financing Options in Camden, AR

The mission of Lendersa® is to connect you effortlessly with the best USDA or FHA loans available. Begin with one of our three straightforward options to match with the USDA loan programs and lenders.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It is available exclusively for rural areas and does not require a down payment, unlike FHA loans, which necessitate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Family Bank
  • 134 Hand Avenue, Pelham, GA, 31779
  • We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer.

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  • Integra Mortgage Group LLC
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  • Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.

  • Federation Bank
  • 102 East Main Street, Washington, IA, 52353
  • Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of

  • Washington State Bank
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  • Washington State Bank was originally chartered in 1932 in Washington, Iowa and has since opened up two additional branches in Columbus Junction and Fairfield. The bank offers many fine products and services including online banking, mobile banking, account options, loans, fraud protection and more.

  • Anderson State Bank
  • 111 West Highway Street, Oneida, IL, 61467
  • Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917 the bank became incorporated under the name of Anderson State Bank.

    Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria

  • Ocmulgee Mortgage Company
  • 268 Amanda Drive, Macon, GA, 31216
  • Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!

  • Knoxville Teachers Federal Credit Union
  • 711 N Hall of Fame Drive, Knoxville, TN, 37917
  • During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.

  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.

  • Peoples State Bank of Colfax
  • 101 West Main Street, Colfax, IL, 61728
  • Peoples State Bank of Colfax (formerly known as the State Bank of Cooksville), was established in 1892 by the Thomas Arnold family. In December of 1907 the Arnold family offered shares for sale, and seven local farmers and businessmen felt that investing in this bank would be a good financial proposition