USDA Loan Vs. FHA loan for Prescott, AR 2025

For 2025, the USDA loan limit in Prescott, Nevada county, AR is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to explore today's leading USDA and FHA rates, evaluating the necessary income, credit check, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your needs in Alabama.

USDA and FHA Loan Options in Prescott, AR

The goal of Lendersa® is to quickly match you with the best USDA or FHA loan without hassle. Select one of three starting points leading to matching lenders and USDA loan offerings.

Explaining USDA Loans in AR

A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is offered solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a distinct advantage for eligible borrowers.

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(913) 334-4200 Lender's profile and map Reviews Midwest Regional Credit Union 7240 State Avenue, Kansas City, KS, 66112 MRCU is a full service financial institution located in Kansas City, Kansas that serves the residents & workers of Wyandotte, Johnson, Franklin, Miami, Geary, Coffey, Linn, Anderson, Morris, Osage, Pottawatomie, Riley, Wabaunsee, Leavenworth, and Douglas counties in Kansas and Jackson County in Missouri with offices in Kansas City and Lawrence, KS.
(636) 263-7174 Lender's profile and map Reviews Home Loans With Integrity LLC 3895 Mid Rivers Mall Drive, Cottleville, MO, 63376 We give our clients the personal attention they deserve, helping them find the right mortgage product to fit their individual needs. We stand behind each loan transaction. We take the time to educate our clients about the loan process and we stay beside them every step of the way, from pre-approval through closing.
(636) 333-6277 Lender's profile and map Reviews Hometown Equity Mortgage 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376 Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.
(316) 830-2226 Lender's profile and map Reviews The Halstead Bank 314 Main Street, Halstead, KS, 67056 The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.
(913) 647-9490 Lender's profile and map Reviews KC Fairfax Federal Credit Union 104 Sunshine Road, Kansas City, KS, 66115 KC Fairfax FCU is owned and democratically controlled by our members. KC Fairfax FCU is safe. Deposits are insured up to $250,000 and strives to improve the economic well-being of our members. For over 66 years, KC Fairfax FCU has been committed to providing lost-cost loans and fair return on savings to our members.
(314) 423-0351 Lender's profile and map Reviews Stuart's American Mortgage 9520 Lackland Road, Saint Louis, MO, 63114 At Stuart's American Mortgage we want to bring back the "old time customer service" model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.
(205) 583-4654 Lender's profile and map Reviews Birmingham City Credit Union 708 N 17th Street, Birmingham, AL, 35203 In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
(205) 226-6800 Lender's profile and map Reviews APCO Employees Credit Union 750 17th Street North, Birmingham, AL, 35203 APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
(205) 326-5151 Lender's profile and map Reviews Regions Bank 1900 5th Ave N, Birmingham, AL, 35203 Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
(833) 233-0251 Lender's profile and map Reviews United Mortgage Group 2321 1st Ave North, Birmingham, AL, 35203 We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
(205) 320-4000 Lender's profile and map Reviews America's First Federal Credit Union 1200 4th Ave N, Birmingham, AL, 35203 America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.