For 2026, the USDA loan limit in Prescott, Nevada county, AR is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to explore today's leading USDA and FHA rates, evaluating the necessary income, credit check, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your needs in Alabama.
Explore offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly match you with the best USDA or FHA loan without hassle. Select one of three starting points leading to matching lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is offered solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a distinct advantage for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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