For 2026, the USDA loan limit in Malvern, within Hot Spring county, AR, is $336,500. On the other hand, the FHA limit for single-family homes stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial situation in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to provide the best USDA or FHA loans quickly and effortlessly. Start with one of three pathways to connect with matched lenders and USDA loan programs.
Known as a USDA rural development loan or USDA mortgage, the USDA home loan is guaranteed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
