USDA Loan Vs. FHA loan for Malvern, AR [Hot Spring County ]

In 2025, USDA loan limit in Malvern, county of Hot Spring, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Malvern, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(501) 354-4988 Lender's profile and map Reviews Petit Jean State Bank 707 North St. Joseph Street, Morrilton, AR, 72110 Petit Jean State Bank was established in 1999 when a group of local Conway County business leaders recognized the need for Morrilton and Conway County to have a locally-owned and managed bank. In just 59 days, the organizers had influenced some 300 additional investors to commit to the new bank.
(870) 535-6365 Lender's profile and map Reviews Pine Bluff Cotton Belt Federal Credit Union 1703 River Pines Blvd, Pine Bluff, AR, 71601 Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici
(870) 534-1990 Lender's profile and map Reviews AM&N College Federal Credit Union 1200 N University Drive, Pine Bluff, AR, 71601 Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
(870) 541-1000 Lender's profile and map Reviews Simmons Bank 501 S Main St, Pine Bluff, AR, 71601 Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
(501) 985-4047 Lender's profile and map Reviews FAB&T 600 W Main St, Jacksonville, AR, 72076 FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.
(501) 533-2038 Lender's profile and map Reviews Arkansas Federal Credit Union 2424 Marshall Rd, Jacksonville, AR, 72076 "Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans. Arkansas Federal is an equal opportunity employer."
(888) 372-9788 Lender's profile and map Reviews Centennial Bank 620 Chestnut Street, Conway, AR, 72032 Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
(501) 514-4146 Lender's profile and map Reviews KISS Capital, Inc. 1825 E Oak St, Suite 120, Conway, AR, 72032 KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
(870) 786-5416 Lender's profile and map Reviews Security Bank AR 105 Ruby Street, Stephens, AR, 71764 Security Bank is your neighborhood bank. Our Mission is To help our customers meet their financial goals through banking, prudent lending, investment and insurance services. We will earn the confidence of our customers each day by providing dependable services and reliable information at their convenience, not ours.
(479) 890-6203 Lender's profile and map Reviews Priority Federal Credit Union 430 N Hampton, Russellville, AR, 72802 Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University. Through constant growth, we have added participating groups throughout the region
(870) 226-2601 Lender's profile and map Reviews First State Bank of Warren 104 S Main Street, Warren, AR, 71671 In 1890, a tradition of integrity, service and community involvement began. Merchants and Planters bank, later known as First State Bank, opened their doors to the Bradley County community. First National Bank of Warren continued to flourish with the development of a community development board in 1974.
(870) 226-3534 Lender's profile and map Reviews Arkansas Superior Federal Credit Union 313 South Martin St, Warren, AR, 71671 Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.