USDA Loan Vs. FHA loan pro & con Austin, Lonoke County, AR

In 2026, the USDA loan maximum in Austin, within Lonoke county, AR, is $336,500, while the FHA limit for a single-family home is $472,030.

To find the best rates for USDA and FHA options today, employ the Lendersa® USDA loan calculator. It helps determine the necessary income, credit profile, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to decide which plan in Alabama is most suitable for your financial needs.

Various USDA and FHA Loan Options in Austin, AR

The aim with Lendersa® is to swiftly secure you the optimal USDA or FHA loan hassle-free. Pick one of three starting avenues that result in tailoring lenders and USDA loan programs to your needs.

Lendersa USDA loan inquiry and matching outcomes

Understanding the USDA Loan in AR

A USDA home loan, backed by the government's Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is accessible solely in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans have no down payment requirement, making them exceptionally attractive for eligible rural buyers.

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(603) 647-4646 Lender's profile and map Reviews Bedford Lending Corporation 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053 Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
(508) 995-9100 Lender's profile and map Reviews Acushnet Federal Credit Union 112 Main Street, Acushnet, MA, 02743 Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
(508) 559-5420 Lender's profile and map Reviews Crescent Credit Union 835 Oak St, Brockton, MA, 02301 SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
(508) 895-1000 Lender's profile and map Reviews HarborOne Bank 770 Oak St, Brockton, MA, 02301 HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
(617) 325-2900 Lender's profile and map Reviews The Cooperative Bank 40 Belgrade Avenue, Roslindale, MA, 02131 For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
(800) 642-7515 Lender's profile and map Reviews First Citizens' Federal Credit Union 200 Mill Road, Suite 100, Fairhaven, MA, 02719 First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
(508) 994-9971 Lender's profile and map Reviews Alltrust Credit Union 123 Alden Road, Fairhaven, MA, 02719 We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
(603) 934-4445 Lender's profile and map Reviews Franklin Savings Bank 387 Central Street, Franklin, NH, 03235 Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers' financial position.
(617) 730-3520 Lender's profile and map Reviews Brookline Bank 2 Harvard Street, Brookline, MA, 02445 Brookline Bank is a full-service financial institution with more than 30 locations in Greater Boston & the North Shore. Whether online, mobile, or in person, Brookline Bank helps you manage your banking with a mix of tech, human touch, & solutions tailored to your life. We offer checking, savings, home equity lending, residential mortgages.
(603) 508-6637 Lender's profile and map Reviews Traditional Mortgage Inc 63 Simpson Rd, Pelham, NH, 03076 Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.
(781) 961-2417 Lender's profile and map Reviews RAH Federal Credit Union 45 Diauto Drive, Randolph, MA, 02368 The RAH Federal Credit Union's mission is to provide personal attention along with competitive pricing on all our products and services. We meet our members' financial needs by building personal relationships through communication and technology. This is our commitment to all current and future members.