USDA Vs. FHA Pro and Con comparison in Lonoke, Lonoke County, AR
In 2025, the USDA loan limit established for Lonoke within Lonoke county, AR, is $336,500, whereas the FHA limit for a single-family home reaches $472,030. Understanding these constraints is crucial for potential borrowers.
The benefits of using the Lendersa® USDA loan calculator are numerous; it enables comparison of today's leading USDA and FHA rates, helping determine the necessary income, credit rating, reserves, and documents required for qualification. Specifically, our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, offering a comprehensive analysis. This assists you significantly in selecting the most suitable financing option tailored to your financial situation, especially for those living in Alabama.
Loan Limits and Down Payment Criteria for 2025 in Lonoke, Lonoke, AR
Loan Type
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Your Options for USDA and FHA Loans in Lonoke, AR
Lending professionals at Lendersa® are dedicated to quickly securing you the best available USDA loan or FHA loan, free from unnecessary complications. Clients can choose from three strategic starting points that connect them with compatible lenders and appropriate USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, often referred to as the USDA rural development loan or simply the USDA mortgage, is specifically available in rural areas. This particular loan type stands out because it does not require a down payment, contrasting with FHA loans that mandate at least a 3.5% down payment. This feature alone makes the USDA loan extraordinarily favorable for eligible buyers seeking homeownership in less urbanized settings.
950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
"We are Committed!
In our team, we are all home owners and we help each new comer into the team to buy his/her first home, due to this we all know the excitement that is purchasing our first home, or next home and the process required for that to happen.
This is the reason our motto is:
We are committed to making"
300 South Pine Island Road, Suite 260, Plantation, FL, 33324
US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.
261 N. University Drive, Suite 500, Plantation, FL, 33324
We know mortgages.Welcome to Millennium Mortgage, we're your South Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We're your South FL mortgage experts dedicated to delivering a home purchase or refinance experience second to none.
150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.
1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings
1200 South Pine Island Road, Plantation, FL, 33324
Mortgage Lending Masters is a newly established mortgage banker in Cherry Hill, NJ. We have over 20 years experience in the mortgage industry with a strong management team. We offer competitive rates and exceptional service. Making sure our clients are satisfied with our products and services is our number one priority.
300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.
EMB Lenders has expanded across the United States establishing itself as one of the fastest growing mortgage lenders in the nation. With our headquarters based out of Davie, FL, we have since opened up local community branches throughout the country, from Florida, Kentucky, and beyond. Achieving
