USDA Vs. FHA Pro and Con comparison in Ward, Lonoke County, AR
In 2025, the USDA loan limit defined for Ward, in the county of Lonoke, AR, is $336,500, whereas for a single-family residence, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's USDA against FHA top rates, identifying the income levels, credit, reserves, and documentation essential for qualification. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Ward, county of Lonoke, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Ward, AR
The goal of Lendersa® is to facilitate a seamless process in obtaining the best USDA or FHA loan. You can start by choosing one of three methods that connect you to lenders offering USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, often called the USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
Cadets Federal Credit Union has been open since 1950. The credit union has assets totaling $15.29 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
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Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
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