USDA Vs. FHA your options comparison in Ward, Lonoke County, AR

In 2024, USDA loan limit in Ward, county of Lonoke, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Ward, county of Lonoke, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ward, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ridge Home Loans
  • 526 W Center N106, Pleasant Grove, UT, 84062
  • Ridge home loan is clients will have a great experience, refer their friends and come back. Lending can be tricky these days and I bring experience and resourcefulness to the equation. If your loan can be done, I'll find a way. If it can't, I'll help you position yourself for a future loan. Expect to have a great experience!
  • BANNER FEDERAL CREDIT UNION
  • 525 W Brown Rd, Mesa, AZ, 85201
  • Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015. We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.
  • IP Advisors, Inc.
  • One North MacDonald, Suite B-1, Mesa, AZ, 85201
  • We are an investment property advisement firm specializing in structured financing, placement of debt, equity, and other commercial real estate related services. Investment property advisement firm specializing in creative funding instruments for high value residential properties and nonprofit commercial real-estate.
  • Quicker Loans LLC
  • 1220 North Westwood Circle, Mesa, AZ, 85201
  • Our mission at Quicker Loans is to make the mortgage process as quick and easy as possible for you. We are able to accomplish this by providing first in class service, and an extensive knowledge of the loan process from end to end. You can trust that at Quicker Loans you will get first in class service 24/7
  • Seasons Federal Credit Union
  • 524 South Main Street, Middletown, CT, 06457
  • In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
  • Inter-Capital Group
  • 9237 E. Via De Ventura Blvd, Suite 110, Scottsdale, AZ, 85258
  • Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide. We provide the skills and capacity to source, underwrite, professionally package
  • Inspire Home Loans
  • 7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
  • Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
  • First Charter Financial Corporation
  • 8204 East Del Caverna Drive, Scottsdale, AZ, 85258
  • First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.