USDA Vs. FHA Pro and Con comparison in Ward, Lonoke County, AR
In 2026, the USDA loan limit defined for Ward, in the county of Lonoke, AR, is $336,500, whereas for a single-family residence, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's USDA against FHA top rates, identifying the income levels, credit, reserves, and documentation essential for qualification. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Ward, county of Lonoke, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Ward, AR
The goal of Lendersa® is to facilitate a seamless process in obtaining the best USDA or FHA loan. You can start by choosing one of three methods that connect you to lenders offering USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, often called the USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
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1000 West 4th Street N, North Little Rock, AR, 72114
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U.P. Employees Federal Credit Union is a member-owned financial institution that is not for profit, not for charity, but for service. The Credit union is committed to the philosophy of people helping people.
Union Pacific Railroad and Amtrak employees as well as their immediate family members.
1501 Pike Avenue North, North Little Rock, AR, 72114
Lends in Arkansas
UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
2200 Fort Roots Dr, Building 170, North Little Rock, AR, 72115
Lends in Arkansas
The Fort Roots Federal Credit Union was formed in 1933 consisting of seven members. As of today, we have 1,230 members with assets totaling nearly 4 million dollars.
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In 1958, White County Government Employees Credit Union was formed under a state charter. This allowed our field of membership to be open to state & government employees in White County. The U.S. Post Office was instrumental in this formation.
On May 15, 1958, minutes of the first board meeting reflected ten members were approved for membershi
100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
Lends in Arkansas
McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
