USDA Vs. FHA your options comparison in Ward, Lonoke County, AR
In 2026, the USDA loan limit defined for Ward, in the county of Lonoke, AR, is $336,500, whereas for a single-family residence, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's USDA against FHA top rates, identifying the income levels, credit, reserves, and documentation essential for qualification. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Ward, county of Lonoke, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Ward, AR
The goal of Lendersa® is to facilitate a seamless process in obtaining the best USDA or FHA loan. You can start by choosing one of three methods that connect you to lenders offering USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, often called the USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
First Miami University Student & Alumni Federal Credit Union, the only student run financial institution located on Miami University’s Oxford Campus. Founded in 1988 by a group of Miami Students, First Miami began as a cost-effective alternative to Oxford’s Uptown banking options. Today, First Miami is one of only three completely student
Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554
At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.
Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
At Northeast Georgia Bank, we’re proud to say that the spirit of community banking lives on! We make the effort to really “know” you as a customer and to help you find the right financial solutions.Our story began in 1906 with the founding of Vickery National Bank in Lavonia, Georgia, by C. W. Vickery and other investors
