USDA and FHA Pro and Con in Ward, Lonoke County, AR
In 2026, the USDA loan limit defined for Ward, in the county of Lonoke, AR, is $336,500, whereas for a single-family residence, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's USDA against FHA top rates, identifying the income levels, credit, reserves, and documentation essential for qualification. With our state-of-the-art mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Ward, county of Lonoke, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Ward, AR
The goal of Lendersa® is to facilitate a seamless process in obtaining the best USDA or FHA loan. You can start by choosing one of three methods that connect you to lenders offering USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, often called the USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals
National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.
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Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
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