As of 2026, the USDA loan limit within Beebe, in White, AR, is established at $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator for a comparison of today's leading USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA programs to help determine the ideal choice for your financial status in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly match you with the best possible USDA or FHA loans, minimizing hassle. Select one of three beginning options to find compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, dubbed a USDA rural development loan or USDA mortgage, is exclusively accessible in rural regions. Unlike FHA loans, which demand a minimum of 3.5% down payment, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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