USDA Vs. FHA your options comparison in Blytheville, Mississippi County, AR

In 2026, the USDA loan limit in Blytheville, located in Mississippi county, AR, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the best rates of today's USDA versus FHA options, and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program for your financial situation in Alabama.

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Discover Loan Limits and Down Payment Requirements for 2026 in Blytheville, Mississippi, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Evaluating USDA and FHA Loan Opportunities in Blytheville, AR

The objective of Lendersa® is to swiftly and smoothly secure the best USDA or FHA loans. Choose from three initial paths that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment whatsoever.

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Blytheville Lenders

  • Farmers Bank and Trust Company
  • 400 West Main Street, Blytheville, AR, 72315
  • Lends in Arkansas
  • Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.

  • Logan Finance Corporation
  • 520 Chickasawba Street, Blytheville, AR, 72315
  • Lends in Arkansas
  • LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.