USDA and FHA Pro and Con in Jonesboro, Craighead County, AR
For 2025, the USDA loan limit in Jonesboro, situated within Craighead county, AR, is $336,500. In contrast, the FHA limit is $472,030 for a single-family residence.
Take advantage of the Lendersa® USDA loan calculator to juxtapose the current USDA with FHA top rates, evaluating the necessary income, credit, reserves, and documents to meet qualification criteria. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, which makes it easier to choose the perfect program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Jonesboro, Craighead, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Options in Jonesboro, AR
The objective of Lendersa® is to deliver the best USDA or FHA loan swiftly without unnecessary hassle. Choose from one of three paths to start engaging with lenders and accessing USDA loan programs.
A USDA home loan is government-backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically designed for rural communities. In stark contrast to FHA loans which require a minimum of 3.5% down payment, USDA mortgage loans require no down payment at all.
We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.
Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.
Patriot Home Loans is committed to exceeding expectations and creating a raving fan experience for all of our homeowners. We proactively communicate through your entire mortgage process with weekly status updates. We commit to: Close on time! Close accurately with the initial figures we originally promised within $100.
G.I. Home Loans is your Internet resource center for VA Home Loans. We are committed to “serving those who served” by offering the most comprehensive and dedicated service possible to the men and women of our Armed Forces who are in need of assistance with the purchase or refinance of their home.
12230 World Trade Drive, Suite 250, San Diego, CA, 92128
"Headquartered in San Diego, California, LendSure Mortgage Corp. was founded in 2015 to help mortgage professionals better serve their clientele by offering a wider range of programs to meet their needs.
LendSure offers a comprehensive range of Non-QM loan programs for borrowers that don’t fit conforming guidelines. Our loan programs include:"
16776 Bernardo Center Drive, Suite 203, San Diego, CA, 92128
At Financial Cornerstone, Inc., we strive to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Founded in 2002, Advantage Mortgage is a service oriented real estate mortgage brokerage owned and operated by Richard G. "Buck" Hite. Buck Hite has been a licensed real estate and mortgage broker for over 30 years. His experience and knowledge are invaluable in successfully navigating the real estate transaction.
16476 Bernardo Center Dr, Suite 127, San Diego, CA, 92128
Platinum Mortgage is all about the relationship we build with our clients, it all begins & ends with our clients.We will take the utmost care to ensure that our clients goals are exceeded & there financial health is always in a better place when they use services. Platinum Mortgage has the knowledge, experience & wherewithal to structure your loan
11956 Bernardo Plaza Dr, Suite 135, San Diego, CA, 92128
Our Mission is to earn the trust of our clients through performance of professional hard work and dedication to achieve our clients goals; whether Selling, buying or obtaining the best Mortgage Rate and and Term for your next Purchase or Refinance. We aim to be our clients best choice.
11828 Rancho Bernardo Road, Suite 201, San Diego, CA, 92128
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.