FHA Vs. USDA loan program for Jonesboro, Craighead County, Arkansas

For 2025, the USDA loan limit in Jonesboro, situated within Craighead county, AR, is $336,500. In contrast, the FHA limit is $472,030 for a single-family residence.

Take advantage of the Lendersa® USDA loan calculator to juxtapose the current USDA with FHA top rates, evaluating the necessary income, credit, reserves, and documents to meet qualification criteria. Our comprehensive mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, which makes it easier to choose the perfect program for your financial needs in Alabama.

Diverse USDA and FHA Loan Options in Jonesboro, AR

The objective of Lendersa® is to deliver the best USDA or FHA loan swiftly without unnecessary hassle. Choose from one of three paths to start engaging with lenders and accessing USDA loan programs.

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Understanding the USDA Loan in AR

A USDA home loan is government-backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically designed for rural communities. In stark contrast to FHA loans which require a minimum of 3.5% down payment, USDA mortgage loans require no down payment at all.

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(563) 245-2110 Lender's profile and map Reviews Central State Bank 102 North Main Street, Elkader, IA, 52043 Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
(304) 697-2919 Lender's profile and map Reviews Universal Federal Credit Union 317 31st Street, Huntington, WV, 25702 Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives
(478) 552-6901 Lender's profile and map Reviews The Geo. D. Warthen Bank 216 N. Harris St., Sandersville, GA, 31082 Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force). In 1871, a rear corner of the building was partitioned off
(478) 552-5116 Lender's profile and map Reviews Citizens Bank of the South 132 South Harris Street, Sandersville, GA, 31082 Citizens Bank of the South has changed considerably over the past several decades, CBOTS is committed to its loyal customers, prudent growth, and personal and professional service. We invite you to browse our newly branded website, visit any of our four convenient locations, or give our friendly customer services.
(419) 286-2527 Lender's profile and map Reviews The Fort Jennings State Bank 120 North Water St., Fort Jennings, OH, 45844 Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
(832) 813-0100 Lender's profile and map Reviews K&G Capital Mortgage 3210 N. Frazier Street, Suite A, Conroe, TX, 77303 As a premier lender in Montgomery and Harris County for the past 10 years, we pride ourselves on complete customer satisfaction. If you are looking for a home and/or home mortgage in Houston, Conroe, Lake Conroe, The Woodlands or anywhere in Texas, there are a wide variety of options to choose from.
(419) 879-4855 Lender's profile and map Reviews Superior Financial Solutions 4230 Elida Rd, Lima, OH, 45807 Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
(877) 717-2271 Lender's profile and map Reviews Superior Credit Union 4230 Elida Rd, Lima, OH, 45807 Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
(260) 463-7500 Lender's profile and map Reviews Farmers State Bank LaGrange, IN 516 S. Detroit St, Lagrange, IN, 46761 Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
(608) 868-7672 Lender's profile and map Reviews Bank of Milton 323 Parkview Drive, Milton, WI, 53563 The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
(608) 868-7644 Lender's profile and map Reviews First Community Bank Milton 202 Merchant Row, Milton, WI, 53563 First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
(936) 395-2141 Lender's profile and map Reviews First State Bank of Bedias 22201 Hwy 90N, Bedias, TX, 77831 First State Bank of Bedias is an independent community bank serving Grimes County, Texas and surrounding counties. First State Bank of Bedias proudly celebrated 110 years of continuous operation during 2017 and remains one of the few locally owned and managed financial institutions in the area.