USDA Vs. FHA Pro and Con comparison in Manila, Mississippi County, AR

In the year 2025, the USDA loan limit in Manila, situated in Mississippi, AR, is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rate offers. Determine the necessary income, credit score, reserves, and documents to qualify for these loans. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most fitting plan for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Manila, Mississippi, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Manila, AR

Lendersa® aims to quickly match you with the best USDA or FHA loan without hassle. Begin by choosing one of three starting paths that lead to suitable lenders and USDA loan programs.

Lendersa USDA loan request and match results

What is a USDA Loan in AR?

A USDA home loan, guaranteed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment, providing a significant advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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