USDA VS FHA in Manila, Mississippi County, AR

In the year 2026, the USDA loan limit in Manila, situated in Mississippi, AR, is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rate offers. Determine the necessary income, credit score, reserves, and documents to qualify for these loans. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most fitting plan for your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Manila, Mississippi, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Manila, AR

Lendersa® aims to quickly match you with the best USDA or FHA loan without hassle. Begin by choosing one of three starting paths that lead to suitable lenders and USDA loan programs.

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What is a USDA Loan in AR?

A USDA home loan, guaranteed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans do not require any down payment, providing a significant advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Manila Lenders

  • Farmers Bank and Trust Company
  • 400 West Main Street, Blytheville, AR, 72315
  • Lends in Arkansas
  • Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.

  • Logan Finance Corporation
  • 520 Chickasawba Street, Blytheville, AR, 72315
  • Lends in Arkansas
  • LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.