USDA Vs. FHA your options comparison in Osceola, Mississippi County, AR

In 2024, USDA loan limit in Osceola, county of Mississippi, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Osceola, county of Mississippi, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Osceola, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Creative Financial
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  • Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
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  • Maui Teachers FCU
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  • Maui Teachers FCU will serve its membership with integrity and efficiency and provide excellent financial services, creating financial growth for our members and for our credit union. Maui Teachers Federal Credit Union will strive to exceed our members' expectations in our commitment to their financial well-being and growth
  • Maui County Federal Credit Union
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  • By 1991, a decade after acquiring Kohala Federal Credit Union, we became Hawaii Community Federal Credit Union and soon expanded membership to the entire Hawaii Island. We are exponentially larger than we were in the beginning but we continue to hold true to our fundamental philosophy – a group of people joining together to help each other succeed.
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  • Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.