USDA Vs. FHA Pro and Con comparison in Osceola, Mississippi County, AR

In 2025, USDA loan limit in Osceola, county of Mississippi, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Osceola, county of Mississippi, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Osceola, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Cinch Real Estate + Mortgage is a full-service brokerage that helps homebuyers, homeowners, and investors stay ahead of the curve to maximize their investment potential. Whether you're a first time home buyer or have been through this before - our job is to streamline the real estate and mortgage process in order to make your dreams come true.
  • Elite Class Lending
  • 1492 W. Colorado Blvd, Suite 270, Pasadena, CA, 91105
  • Maria Teresa Isaza the sole owner and broker of Elite Class Realty Inc. She have more than 20 years of experience in this industry, with most of her business coming from a strong referral source She have built over the years, taking her all over Southern California. Maria have experience in both residential and commercial sales.
  • F&A Federal Credit Union
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  • Fuente Funding Inc
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