As of 2026, the USDA loan limit in Paragould, Greene county, AR is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's top USDA versus FHA rates and assess the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in deciding which program in Alabama best suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the most suitable USDA or FHA loans quickly and without difficulty. Choose from three starting options that match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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