USDA Loan Vs. FHA loan for Booneville, AR 2026

During 2026, the USDA loan cap in Booneville, Logan county, AR, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

By using the Lendersa® USDA loan calculator, you can compare the best available USDA and FHA rates today, and assess the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose which option in Alabama best suits your financial situation.

Exploring USDA and FHA Loan Options in Booneville, AR

The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan effortlessly. Choose one of three starting paths that lead you to matching lenders and USDA loan offerings.

Understanding USDA Loans in AR

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Contrary to FHA loans that require a 3.5% down payment at minimum, USDA loans require no down payment, making them an attractive option for eligible buyers.

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Booneville Lenders
(479) 996-4171 Lender's profile and map Farmers Bank 71 West Center Street, Greenwood, AR, 72936 Lends in Arkansas In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga
(479) 963-2121 Lender's profile and map The First National Bank at Paris 11 E Main St, Paris, AR, 72855 Lends in Arkansas The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
(479) 938-2511 Lender's profile and map Logan County Bank 524 Main Street, Scranton, AR, 72863 Lends in Arkansas Since 1926, Logan County Bank has been serving our local communities. We take pride in knowing our customers and meeting their financial needs.We have two locations. The original bank located in Scranton, AR was built in 1913. It has changed over the years, starting out as the bank, drugstore, post office, and doctor’s office.
(479) 495-2236 Lender's profile and map Chambers Bank. 901 Main St, Danville, AR, 72833 Lends in Arkansas Chambers Bank is a community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates 24 branches throughout Arkansas.community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates
(800) 922-6936 Lender's profile and map Priority Bank 401 W College St, Ozark, AR, 72949 Lends in Arkansas Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
(479) 788-4600 Lender's profile and map First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Lends in Arkansas Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(479) 784-5600 Lender's profile and map River Town Federal Credit Union 1001 S 21st St, Fort Smith, AR, 72901 Lends in Arkansas River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
(479) 782-3133 Lender's profile and map Dixie Cup Federal Credit Union 4411 Midland Blvd, Fort Smith, AR, 72904 Lends in Arkansas A membership in the Fort Smith Dixie Cup Federal Credit Union is available to you after you become employed by Dixie Cup of Fort Smith or Rock-Tenn of Fort Smith. You may then participate with other credit union members who share in its benefits. You can save and borrow through the credit union.
(479) 262-6099 Lender's profile and map Express Mortgage llc 604 S 4th St, Van Buren, AR, 72956 Lends in Arkansas "Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services. Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"