In 2026, the USDA loan limit in Waldron, located in Scott, AR is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program for your financial situation in Alabama.
Review loan offers from 100 varied lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to promptly secure you the best USDA or FHA loan without complications. Select one of three starting options to connect with matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all, making them an attractive choice for qualifying borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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