USDA Loan Vs. FHA loan for Waldron, AR 2026

In 2026, the USDA loan limit in Waldron, located in Scott, AR is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program for your financial situation in Alabama.

USDA and FHA Loan Options in Waldron, AR

Lendersa® aims to promptly secure you the best USDA or FHA loan without complications. Select one of three starting options to connect with matching lenders and USDA loan programs.

Explaining the USDA Loan in AR

A USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all, making them an attractive choice for qualifying borrowers.

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Waldron Lenders
(479) 996-4171 Lender's profile and map Farmers Bank 71 West Center Street, Greenwood, AR, 72936 Lends in Arkansas In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga
(479) 385-2810 Lender's profile and map Usem Mena Federal Credit Union 500 North Morrow Street, Mena, AR, 71953 Lends in Arkansas Since its inception in 1967 the Usem Mena Federal Credit Union has been serving its members in the MENA, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, and interest rates on fixed loans here on these pages.
(479) 963-2121 Lender's profile and map The First National Bank at Paris 11 E Main St, Paris, AR, 72855 Lends in Arkansas The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
(479) 495-2236 Lender's profile and map Chambers Bank. 901 Main St, Danville, AR, 72833 Lends in Arkansas Chambers Bank is a community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates 24 branches throughout Arkansas.community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates
(479) 784-5600 Lender's profile and map River Town Federal Credit Union 1001 S 21st St, Fort Smith, AR, 72901 Lends in Arkansas River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
(479) 788-4600 Lender's profile and map First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Lends in Arkansas Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(479) 782-3133 Lender's profile and map Dixie Cup Federal Credit Union 4411 Midland Blvd, Fort Smith, AR, 72904 Lends in Arkansas A membership in the Fort Smith Dixie Cup Federal Credit Union is available to you after you become employed by Dixie Cup of Fort Smith or Rock-Tenn of Fort Smith. You may then participate with other credit union members who share in its benefits. You can save and borrow through the credit union.