USDA and FHA Pro and Con in Paris, Logan County, AR
In 2026, the USDA loan limit for Paris, located in Logan, AR, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's USDA vs. FHA rates, ensuring you understand the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Paris, Logan, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Paris, AR
Lendersa® aims to secure the best USDA or FHA loan quickly and without hassle. Choose from three starting pathways that link you to suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is solely available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible borrowers.
A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
The Jones National Bank and Trust Company of Seward
203 So. 6th Street, Seward, NE, 68434
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1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
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