USDA Vs. FHA your options comparison in Paris, Logan County, AR

In 2025, the USDA loan limit for Paris, located in Logan, AR, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's USDA vs. FHA rates, ensuring you understand the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the ideal program for your financial needs in Alabama.

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Paris, Logan, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Paris, AR

Lendersa® aims to secure the best USDA or FHA loan quickly and without hassle. Choose from three starting pathways that link you to suitable lenders and USDA loan programs.

Lendersa USDA loan request results

Understanding the USDA Loan in AR

The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is solely available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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