USDA Vs. FHA your options comparison in Brookland, Craighead County, AR

Within 2025, the USDA loan limit in Brookland, situated in Craighead, AR, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to discern and compare today's leading USDA and FHA rates. This tool will also help you determine the necessary income, credit profile, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side to facilitate choosing the right program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Brookland, Craighead, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Brookland, AR

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan with minimal hassle. Opt for one of three initial pathways that connect you with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in AR

The USDA home loan, guaranteed by the government Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, presenting a significant advantage for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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