USDA and FHA Pro and Con in Trumann, Poinsett County, AR
In 2026, the USDA loan limit in Trumann within Poinsett county, AR, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Trumann, Poinsett County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Trumann, AR
Lendersa® aims to efficiently provide you with the best USDA or FHA loan options promptly. Select one of three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
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