USDA Loan Vs. FHA loan for Bryant, AR [Saline County ]

In 2025, USDA loan limit in Bryant, county of Saline, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bryant, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(501) 623-7004 Lender's profile and map Reviews Combined Federal Credit Union 203 Nash St, Hot Springs National Park, AR, 71913 Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
(870) 535-2441 Lender's profile and map Reviews PBA Federal Credit Union Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602 PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
(501) 354-4988 Lender's profile and map Reviews Petit Jean State Bank 707 North St. Joseph Street, Morrilton, AR, 72110 Petit Jean State Bank was established in 1999 when a group of local Conway County business leaders recognized the need for Morrilton and Conway County to have a locally-owned and managed bank. In just 59 days, the organizers had influenced some 300 additional investors to commit to the new bank.
(501) 679-7200 Lender's profile and map Reviews First Service Bank 136 S Broadview, Greenbrier, AR, 72058 First Service Bank has been in operation for over 50 years and has locations in Little Rock, Greenbrier, Clinton, Shirley, Marshall, Yellville, Flippin, Mountain View, Conway and Dermott, with its headquarters in Faulkner County. Our goal is to fulfill your Banking & financing needs so you can realize your dreams.
(870) 535-6365 Lender's profile and map Reviews Pine Bluff Cotton Belt Federal Credit Union 1703 River Pines Blvd, Pine Bluff, AR, 71601 Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici
(870) 534-1990 Lender's profile and map Reviews AM&N College Federal Credit Union 1200 N University Drive, Pine Bluff, AR, 71601 Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
(870) 541-1000 Lender's profile and map Reviews Simmons Bank 501 S Main St, Pine Bluff, AR, 71601 Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
(870) 210-7222 Lender's profile and map Reviews TWO RIVERS FEDERAL CREDIT UNION 204 N. 10th Street, Arkadelphia, AR, 71923 In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
(479) 890-6203 Lender's profile and map Reviews Priority Federal Credit Union 430 N Hampton, Russellville, AR, 72802 Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University. Through constant growth, we have added participating groups throughout the region
(870) 352-3107 Lender's profile and map Reviews FBT Bank & Mortgage 200 West Fourth Street, Fordyce, AR, 71742 In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
(870) 325-6251 Lender's profile and map Reviews Gateway Bank 112 Main Street, Rison, AR, 71665 Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933