As of 2026, in Bryant, within Saline county, AR, the USDA loan limit is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's USDA and FHA top rates, and determine the income, credit, reserves, and documents needed for qualification. Our state-of-the-art mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in Alabama best fits your financial needs.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to efficiently secure the best USDA or FHA loans without any hassle. Choose from three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, or USDA mortgage, often called a USDA rural development loan, is backed by the government through the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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