USDA Vs. FHA Pro and Con comparison in Shannon-Hills, Saline County, AR
For 2026, the USDA loan limit in Shannon-Hills, located in Saline county, AR, is set at $285,000, whereas the FHA cap for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator that helps you compare the best available USDA and FHA rates today. Determine the necessary income, credit, reserves, and documents to qualify with this tool. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the appropriate option for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Shannon-Hills, Saline, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Shannon-Hills, AR
The aim of Lendersa® is to help you acquire a USDA or FHA loan swiftly, without hassle. Start with any of three starting points, connecting you with lenders and the right USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural regions. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement, making it an advantageous option for eligible borrowers.
12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414
At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
12769 Forest Hill Blvd, Suite 1A, West Palm, FL, 33414
sunny South Florida, we are committed to making the mortgage process as simple as possible help make your dreams of becoming a homeowner a reality and also We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.
1503 South US Hwy 301, STE 109, Wellington, FL, 33414
5 Star Financial Group your resource for all your Tampa Bay mortgage and real estate needs. We offer many different types of home loan products along with many refinance options. Tampa Bay USDA loans are one of our biggest specialties. The USDA loan or rural development loan is a great program that can get you in a new home with no money down.
1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available
13889 Wellington Trace, Suite A2, Wellington, FL, 33414
Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
402 West Spruce Street, Sault Sainte Marie, MI, 49783
Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.
119 East Water Street, Unit 1, Sault Sainte Marie, MI, 49783
Federal Employees of Chippewa County Credit Union is dedicated to service the financial and economic well-being of our members, while giving constant consideration to their present and future needs, while striving to exceed their expectations. We are a small Credit Union located inside the beautiful Army Corps of Engineers Building on Water Street
4489 I-75 Business Spur, Sault Sainte Marie, MI, 49783
Established in 1958, Soo Co-op Credit Union is a not-for profit Financial Cooperative serving over 23, 000 members in the Eastern Upper Peninsula. With a passion for continuous improvement, our focus is to provide personalized service and a complete range of financial services designed to meet the individual needs of our members