USDA Vs. FHA Pro and Con comparison in Alexander, Pulaski County, AR
In 2025, the USDA loan limit in Alexander, county of Pulaski, AR, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates. This tool will help you determine the income, credit standing, reserves, and documents necessary to qualify. Through our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the most fitting option for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Alexander, Pulaski, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Alexander, AR
The goal of Lendersa® is to help you secure the best possible USDA or FHA loan promptly and effortlessly. Pick one of three starting options that connect with matched lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or a USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans have no down payment requirement, serving as a substantial advantage for eligible borrowers.
ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2850 19th Street South, Suite 300, Birmingham, AL, 35209
"We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area.
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.
5401 East Lake Blvd, Building 630, Birmingham, AL, 35217
ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!
It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.
With a mission of improving the lives of members and the communities we serve.
Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
