USDA Vs. FHA your options comparison in Alexander, Pulaski County, AR

In 2025, the USDA loan limit in Alexander, county of Pulaski, AR, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates. This tool will help you determine the income, credit standing, reserves, and documents necessary to qualify. Through our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the most fitting option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Alexander, Pulaski, AR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Alexander, AR

The goal of Lendersa® is to help you secure the best possible USDA or FHA loan promptly and effortlessly. Pick one of three starting options that connect with matched lenders and USDA loan programs.

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What is a USDA Loan in AR?

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or a USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans have no down payment requirement, serving as a substantial advantage for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...
  • Cash Blvd
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  • We have been helping friends and neighbors of the Treasure Coast since 1999. We are locally owned and operated, and offer fast and friendly service with your privacy in mind. But don't just take our word for it, look below to read comments written directly by our customers. We look forward to seeing you soon!
  • Viking Mortgage Corp
  • 7410 UW Hwy 1, Suite 101, Port Saint Lucie, FL, 34952
  • Our agents are experienced in all types of market conditions, housing developments & real estate opportunities all across Florida. With decades of hands-on experience & knowledge in the Florida real estate marketplace, you can rest assure the agents at Viking Realty Group will help you achieve your goals of homeownership or real estate investing.
  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.
  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.
  • The First National Bank of St. Ignace
  • 132 N. State Street, Saint Ignace, MI, 49781
  • As a result of the economic surge created by lumbering operations in the latter 1880's, the First National Bank of St. Ignace was organized by Otis W. Johnson, who also served as the bank’s first President. The Hackley’s, a lumbering family from Muskegon, were also organizers. A national banking charter was granted on May 7, 1888.
  • Major Mortgage
  • 5600 Mickey Dr, Suite D, Farmington, NM, 87402
  • Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.
  • HomePromise Corporation
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  • Greater Chautauqua Federal Credit Union
  • 51 East Main Street, Falconer, NY, 14733
  • Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,