USDA VS FHA in Cherokee-Village, Sharp County, AR

During 2025, the USDA loan boundary within Cherokee-Village, part of Sharp county in AR, stands at $285,000, whereas the FHA limit for a single-family dwelling is marked at $356,362.

Deploy the Lendersa® USDA loan calculator to weigh today's prime USDA versus FHA rates, and pinpoint the income, creditworthiness, reserves, and paperwork needed for qualification. The sophisticated mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans to identify the perfect program for your financial scenario in Alabama.

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2025 Loan Limits and Down Payment Criteria in Cherokee-Village, Sharp County, AR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loans in Cherokee-Village, AR

At Lendersa®, our objective is to swiftly secure the most advantageous USDA or FHA loan with no hassle. Select one of three starting points to align with lenders and their USDA loan offerings.

Lendersa USDA loan request matching outcome

Understanding USDA Loans in AR

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA mortgage or rural development loan, is exclusively available in rural regions. Unlike FHA loans which require a 3.5% down payment, a USDA loan requires none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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