For 2026, the USDA loan limit in Batesville, within Independence county, AR, is $336,500. On the other hand, the FHA limit for single-family homes stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial situation in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to provide the best USDA or FHA loans quickly and effortlessly. Start with one of three pathways to connect with matched lenders and USDA loan programs.
Known as a USDA rural development loan or USDA mortgage, the USDA home loan is guaranteed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
