USDA Vs. FHA Pro and Con comparison in Batesville, Independence County, AR

In 2024, USDA loan limit in Batesville, county of Independence, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Batesville, county of Independence, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Batesville, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
  • Old West Federal Credit Union
  • 650 West Main Street, John Day, OR, 97845
  • Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Luna Lending Inc.
  • 3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
  • Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services
  • Western Highland Mortgage
  • 3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
  • Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
  • M.C. Real Estate Corp
  • 4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722
  • Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
  • Coast Village Realty & Loan
  • 1211 Coast Village Rd, Suite 12, Montecito, CA, 93108
  • Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.
  • Vantage Point Finance
  • 26045 Avenue 17, Suite A, Madera, CA, 93638
  • Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
  • Cal-Prime Mortgage
  • 16930 Rd 26, Suite A, Madera, CA, 93638
  • Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"