USDA and FHA Pro and Con in Pocahontas, Randolph County, AR
In 2026, the USDA loan limit in Pocahontas, within Randolph county, AR, stands at $336,500. Conversely, the limit for a single-family home under FHA is $472,030.
To assess today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. Determine needed income, credit, reserves, and documentation for qualification. Our state-of-the-art mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Pocahontas, Randolph County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pocahontas, AR
Lendersa®'s goal is to secure the optimum USDA or FHA loan for you swiftly and hassle-free. Choose one from three starting points that result in matching lenders and USDA loan plans.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is restricted to rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.
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