USDA Vs. FHA your options comparison in Pocahontas, Randolph County, AR
In 2025, the USDA loan limit in Pocahontas, within Randolph county, AR, stands at $336,500. Conversely, the limit for a single-family home under FHA is $472,030.
To assess today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. Determine needed income, credit, reserves, and documentation for qualification. Our state-of-the-art mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Pocahontas, Randolph County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pocahontas, AR
Lendersa®'s goal is to secure the optimum USDA or FHA loan for you swiftly and hassle-free. Choose one from three starting points that result in matching lenders and USDA loan plans.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is restricted to rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.
Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
Rubin Home Loans powered by Francis Colonial Mortgage
318 W Main Street, Suite 100, Arlington, TX, 76010
Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.
Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.
Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
Escambia County Bank was established on March 14, 1924, by a relatively large group of local investors. A charter from the State of Alabama was approved by the Superintendent of Banks on April 21, 1924, and the Bank has operated continuously under the same charter since then. Two hundred fifty shares of stock at $100.00 per share were purchased by
