USDA Vs. FHA Pro and Con comparison in Mountain-View, Stone County, AR

In 2025, the USDA loan limit for Mountain-View, located in Stone, AR, is $285,000, while for a single-family home, the FHA limit is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool determines the income, credit, reserves, and documents necessary for eligibility. With our advanced mortgage calculator, compare side-by-side USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Mountain-View, Stone, AR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Mountain-View, AR

The goal of Lendersa® is to promptly secure the best USDA or FHA loan without hassle. Choose one of the three pathways that connect you with matching lenders and USDA loan opportunities.

Lendersa USDA loan request matching results

Understanding the USDA Loan in AR

The USDA home loan, backed by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, offering significant benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Highland Village Mortgage LLC
  • 206 Malibu Drive, Highland Village, TX, 75077
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village
  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect
  • Mortgage On A Mission
  • 701 Commerce Street, Suite 609, Dallas, TX, 75202
  • Ben Strube A Texas native, he started his own company, Mortgage On A Mission, In 2020. Mortgage brokerage firm serving Texas home buyers with a variety of lender partners, offering FHA, Conventional, VA, USDA, Jumbo, and Down Payment Assistance loan programs. We believe people deserve honest advice, not sales quotas that put lenders first.
  • Birmingham City Credit Union
  • 708 N 17th Street, Birmingham, AL, 35203
  • In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
  • APCO Employees Credit Union
  • 750 17th Street North, Birmingham, AL, 35203
  • APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
  • United Mortgage Group
  • 2321 1st Ave North, Birmingham, AL, 35203
  • We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
  • America's First Federal Credit Union
  • 1200 4th Ave N, Birmingham, AL, 35203
  • America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.