USDA VS FHA in Mountain-View, Stone County, AR

In 2025, USDA loan limit in Mountain-View, county of Stone, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mountain-View, county of Stone, AR

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Mountain-View, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Monarch Mortgages LLC
  • 4114 Legato Road, Suite 320, Fairfax, VA, 22033
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Restoration Capital
  • 4000 Legato Rd, Suite 1100, Fairfax, VA, 22033
  • Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.
  • Vellum Mortgage
  • 12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
  • Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.
  • First Community Credit Union
  • 111 9th Street SW, Jamestown, ND, 58401
  • Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
  • Gunnison Bank and Trust Company
  • 232 W Tomichi Ave, Gunnison, CO, 81230
  • The Gunnison Bank and Trust Company was issued its Charter from the State of Colorado in 1910. Over the last 100 years, the bank has continually evolved to serve the ever changing financial needs of the Gunnison Valley. The bank now serves the valley with two branches, The Gunnison Bank and The Crested Butte Bank.
  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!