USDA VS FHA in Mountain-View, Stone County, AR

In 2026, the USDA loan limit for Mountain-View, located in Stone, AR, is $285,000, while for a single-family home, the FHA limit is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool determines the income, credit, reserves, and documents necessary for eligibility. With our advanced mortgage calculator, compare side-by-side USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Mountain-View, Stone, AR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Mountain-View, AR

The goal of Lendersa® is to promptly secure the best USDA or FHA loan without hassle. Choose one of the three pathways that connect you with matching lenders and USDA loan opportunities.

Lendersa USDA loan request matching results

Understanding the USDA Loan in AR

The USDA home loan, backed by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, offering significant benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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