USDA and FHA Pro and Con in Southside, Independence County, AR
For the year 2025, the USDA loan limit in Southside, part of Independence county, AR, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates, helping you determine the income, credit requirements, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most appropriate program for your financial situation, especially in Alabama.
Loan Limits and Down Payment Needs for 2025 in Southside, Independence, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Southside, AR
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan with minimal hassle. Choose one of three starting paths that connect to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require no down payment, making them particularly appealing to eligible applicants.
City Credit Union formerly the City Employees Credit Union - was issued a State of Texas charter in 1942. While our beginnings were serving only City of Dallas employees, today we serve the Dallas-Fort Worth-Arlington Metropolitan Statistical Area: anyone who lives, works, worships or attends school in Dallas.
Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.
Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
United Texas Bank, originally formed by Board Chairman Jeffrey Beck in 1986, is a locally owned, full-service, FDIC-insured boutique commercial bank, based in Dallas, Texas. We specialize in delivering customized business and personal banking services to our clients and their companies both locally and throughout the nation.
Swift Mortgage, LLC is to create a positively significant and deeply sincere impression on all we serve. Our high caliber mortgage professionals are dedicated to opening doors to home financing while providing a boutique-style mortgage experience with exceptional service to every homebuyer.
Neighborhood Credit Union is in the business of helping others achieve their financial goals through free Rewards Checking and Prize Savings accounts, auto & personal loans, mortgages & refinancing, credit cards, money markets, IRAs, CDs & more. NCU offers the convenience of larger banks with online & mobile banking, direct deposit.
For many customers we unfortunately do not get to meet face to face, that is why we have created an electronic and easy way to do business. From the time we first speak on the phone, exchange an email or you just apply online, you will be dedicated to just one individual from start to finish. You will be able to contact that individual 24/7!
