USDA Vs. FHA your options comparison in Elkins, Washington County, AR
For 2026, the USDA loan limit in Elkins, Washington county, AR is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to evaluate and contrast today's optimal USDA and FHA rates. This tool aids in determining the needed income, credit score, reserves, and documentation to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program in Alabama for your specific financial context.
2026 Loan Limits and Down Payment Requirements in Elkins, Washington, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Elkins, AR
Lendersa® aims to quickly secure you the best USDA or FHA loan without unnecessary complexity. Begin by selecting one of three starting routes that align you with the appropriate lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is intended for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment necessities, offering a distinct advantage to qualifying applicants.
10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.
J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
We are a Co-Op and we help you thrive!
By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.
