USDA Vs. FHA your options comparison in Prairie-Grove, Washington County, AR

In 2024, USDA loan limit in Prairie-Grove, county of Washington, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Prairie-Grove, county of Washington, AR

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Prairie-Grove, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Amanda Rawls
  • 8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
  • Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.
  • Ascent Home Loans
  • 8788 Elk Grove Boulevard, Suite O, Elk Grove, CA, 95624
  • Ascent Home Loans, your go to real estate & Mortgage solution. The owner, Mohammad Ashraf is a a licensed real estate broker and loan originator. During his career, he has accumulated more than 20 years worth of experience. Thanks to that, we can proudly say to be one of the few real estate brokers that have been active through the recent recession
  • InTrust Realty & Financial Group
  • 9381 E Stockton Blvd, Suite 114, Elk Grove, CA, 95624
  • Intrust Realty Group goes well beyond the the traditional real estate services. We believe that information about properties, local neighborhoods, agents & brokers should be made freely available to everyone. We have the skills and tools to help you accomplish your real estate goals. Someone you can trust.
  • SkyWest Mortgage
  • 9381 East Stockton Boulevard, Suite 200, Elk Grove, CA, 95624
  • SkyWest Real Estate | SkyWest Mortgage | SkyWest Property Management were started with the goal of seamlessly integrating the most vital parts of real estate. We help everyone from first-time homebuyers, property investors, those looking for a mortgage loan, or property owners looking to have their properties professionally managed.
  • Hill Real Estate and Loans
  • 9643 Kunzite Court, Elk Grove, CA, 95624
  • Hill Real Estate and Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
  • Chris Opfer - Elk Grove Senior Loan Officer
  • 9381 E. Stockton Blvd Suite 214, Elk Grove, CA, 95624
  • "Chris Opfer specializes in home loans and refinancing in the Northern California area. NMLS#256253 - DRE#01166863 Equal Housing Lender. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries."
  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
  • Spartan Mortgage Services
  • P.O. Box 790, Elk Grove, CA, 95624
  • Spartan offers a wide variety of real estate financing solutions. We can arrange almost any type of real estate secured loan in California. Conforming, non-conforming, residential, apartments, commercial, land, credit qualified, recent bankruptcy or even presently in bankruptcy.
  • Golden Eagle Mortgage Group
  • 260 Tres Pinos Rd, Suite B-2, Hollister, CA, 95023
  • Golden Eagle Mortgage Group is the trusted, local APM division that caters to the specific needs of your community. Like APM, Golden Eagle Mortgage Group’s mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home.
  • Good Guys Financial Inc
  • 430 Talbot Drive, Hollister, CA, 95023
  • A California independent agency and broker, Good Guys Financial’s team is built on honesty, integrity, hard work and professionalism. We value our relationships with employees, clients & familiar lenders. We approach business with solutions to your coverage needs. Our agency has 8+ years of mortgage & real estate business experience