In 2026, the USDA loan limit for Prairie-Grove, in the county of Washington, AR, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home amounts to $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Assess income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in selecting the program in Alabama best suited to your financial profile.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to seamlessly connect you with the optimal USDA or FHA loans, minimizing hassle. Choose one of three starting points to find and match with lenders who offer suitable USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Contrarily, FHA loans require a 3.5% down payment, whereas USDA loans have no such requirement, offering a zero down payment option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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