FHA Vs. USDA loan program for Prairie-Grove, Washington County, Arkansas

In 2025, USDA loan limit in Prairie-Grove, county of Washington, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Prairie-Grove, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 542-3371 Lender's profile and map Reviews The First National Bank and Trust Company of Miami 2 N Main St, Miami, OK, 74354 The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
(918) 258-4000 Lender's profile and map Reviews Tower Loans 24224 E Hwy 51, Broken Arrow, OK, 74014 Tower Loan opens and experiences prosperity and growth. The consumer finance industry was in its infancy.After World War II, Tower sold its offices to various employees within the company. The Jackson, Mississippi, South State Street Office of the original Tower group was purchased by Ed and Kate Clark.
(918) 806-2350 Lender's profile and map Reviews Concord Capital 21192 E 112th St S, Broken Arrow, OK, 74014 Our company was founded in Owasso, Oklahoma as a way to assist friends, neighbors, and the community to own affordable homes without sacrificing quality craftsmanship, energy-efficiency, or aesthetics. Our Oklahoma roots and values are reflected in all aspects of our company, including in the products we offer, our choice of vendors.
(417) 623-9816 Lender's profile and map Reviews Joplin Metro Credit Union 3301 Texas Avenue, Joplin, MO, 64804 Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(417) 626-8500 Lender's profile and map Reviews Great Plains Federal Credit Union 2306 S Range Line Road, Joplin, MO, 64804 Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
(417) 782-7800 Lender's profile and map Reviews The Mortgage House, Inc. 2915 S. Main Street, Joplin, MO, 64804 The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(479) 495-2236 Lender's profile and map Reviews Chambers Bank. 901 Main St, Danville, AR, 72833 Chambers Bank is a community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates 24 branches throughout Arkansas.community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates
(855) 226-5722 Lender's profile and map Reviews RCB Bank 300 W. Patti Page Blvd, Claremore, OK, 74018 RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas. RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
(417) 336-1331 Lender's profile and map Reviews First Community Bank of the Ozarks 931 State Hwy 248, Branson, MO, 65616 First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
(918) 473-2237 Lender's profile and map Reviews The Peoples National Bank of Checotah 300 W Gentry, Checotah, OK, 74426 Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
(479) 890-6203 Lender's profile and map Reviews Priority Federal Credit Union 430 N Hampton, Russellville, AR, 72802 Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University. Through constant growth, we have added participating groups throughout the region