USDA Vs. FHA Pro and Con comparison in Forrest-City, St. Francis County, AR

In 2025, the USDA loan limit for Forrest-City, situated in St. Francis county, AR, is $285,000. Conversely, the FHA limit for a single-family home is set at $356,362.

Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, aiding your decision on the most suitable program for your financial needs in Alabama.

Compare loan offers from 100 lenders

Understanding Loan Limits and Down Payment Requirements in Forrest-City, St. Francis, AR for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Forrest-City, AR

Lendersa® is dedicated to quickly securing the best USDA or FHA loans with minimal hassle. Choose from one of three starting points that connect you with lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in AR?

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Advanced Lending Solutions Co. LLC
  • 700 Milam Street, Suite 13010, Houston, TX, 77002
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Urban Mutual
  • 2007 Commerce Street, Suite 200, Houston, CA, 77002
  • Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
  • Lee Bank and Trust Company
  • 41371 West Morgan Avenue, Pennington Gap, VA, 24277
  • Lee Bank & Trust Company was formed in 1932 when four small Lee County banks, in business as far back as the mid-1800s, merged during the Great Depression. More than eighty five years later, the bank continues to be a strong, stable, and secure institution within its communities with approximately $154 million in assets
  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
  • Houston Texas Fire Fighters Federal Credit Union
  • 4200 Kolb Street, Houston, TX, 77007
  • HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members. Ensure that all comments and posts are appropriate
  • Houston Police Credit Union
  • 1600 Memorial Drive, Houston, TX, 77007
  • Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans
  • Houston Highway Credit Union
  • 8120 Washington Avenue, Houston, TX, 77007
  • Houston Highway Credit Union was chartered by the state of Texas in December 1952 to serve the employees that worked in district 12 of the Texas Highway Department. At the time, this included about 2, 000 employees in Houston and the seven surrounding counties. Since that time, the number of employees and counties has decreased
  • Urban Lending
  • 5023 Washington Avenue, Houston, TX, 77007
  • Urban Living is a full-service real estate company specializing in inner-city lifestyle.We look forward to helping you find your new home by browsing our featured developments, our pre-owned properties, or use our home finder to search 35,000+ properties for sale in Houston.We are setting a new standard in the way real estate business is conducted.