In 2026, the USDA loan limit for Forrest-City, situated in St. Francis county, AR, is $285,000. Conversely, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates, identifying the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, aiding your decision on the most suitable program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to quickly securing the best USDA or FHA loans with minimal hassle. Choose from one of three starting points that connect you with lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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