USDA VS FHA in West-Memphis, Crittenden County, AR
As of 2026, the USDA loan limit in West-Memphis, within Crittenden county, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, you can evaluate today's foremost USDA versus FHA rates and determine the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2026 in West-Memphis, Crittenden, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-Memphis, AR
Lendersa® strives to quickly and seamlessly get you the optimal USDA or FHA loans. Choose from three initial paths that align you with lenders and USDA loan programs.
The USDA home loan, sponsored by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment at all.
Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
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Through the years, our board of directors have continually taken steps to improve the credit union for our member
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On October 15, 1957 Marshall Batho, Superintendent of Evergreen Park High School, notified the faculty that there would be a meeting to consider forming a credit union. About 21 faculty members from the high school & District 124 met with a representative from the Illinois Credit Union League & Evergreen Park Schools Federal Credit Union was born.
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