USDA and FHA Pro and Con in West-Memphis, Crittenden County, AR

As of 2025, the USDA loan limit in West-Memphis, within Crittenden county, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

With the Lendersa® USDA loan calculator, you can evaluate today's foremost USDA versus FHA rates and determine the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in West-Memphis, Crittenden, AR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in West-Memphis, AR

Lendersa® strives to quickly and seamlessly get you the optimal USDA or FHA loans. Choose from three initial paths that align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

The USDA home loan, sponsored by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Independent Federal Credit Union
  • 3737 South Scatterfield Road, Anderson, IN, 46013
  • At Independent Federal Credit Union, you are more than a member, you are an owner! Independent Federal Credit Union is committed to being the primary financial institution in Madison and also Independent Federal Credit Union is committed to being the primary financial institution in Madison County and to improving the lives of its members
  • Security Financial Mortgage
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  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
  • The Bendena State Bank
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  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.
  • Zipfel Capital
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  • Mortgage House of America LLC
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  • Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
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  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Highland Village Mortgage LLC
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  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village
  • King Financial Group Inc.
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  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect