USDA Vs. FHA Pro and Con comparison in Helena-West-Helena, Phillips County, AR
In 2025, the USDA loan limit in Helena-West-Helena, within Phillips county, AR, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and ascertain the income, credit, reserves, and necessary documentation required for qualification. Our advanced mortgage tool allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to select the program in Alabama that best suits your financial scenario.
Loan Limits and Downpayment Requirements for 2025 in Helena-West-Helena, Phillips county, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Helena-West-Helena, AR
Lendersa® aims to connect you promptly with the optimal USDA or FHA loans, minimizing any hassle. Choose one of the three initiation options to match with lenders and find suitable USDA loan programs.
A USDA home loan is assured by the Department of Agriculture and is commonly referred to as a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas and does not require a down payment, which differentiates it from FHA loans that necessitate at least a 3.5% down payment.
600 Blairs Ferry Road, Suite D, Cedar Rapids, IA, 52402
Chec King Payday Advance has been providing you with easy payday loans since 2005. We're a locally owned and operated business. If you need immediate cash for any unforeseen emergency situation, contact the people-friendly professionals at Chec King Payday Advance. You can open an account immediately, and we'll process your loan promptly.
Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.
4403 1st Ave SE, Suite 110, Cedar Rapids, IA, 52402
The IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady
The Initial Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Molex Employees Federal Credit Union is a top-rated financial institution in business for over 35 years providing a broad array of financial products and services for Molex employees and their family members.
We pride ourselves in combining the expertise of a large financial institution with a more personalized approach to customer service
Lisle Savings Bank was originally chartered on July 19, 1917 as Sacramento Avenue Building & Loan Association. Our doors were opened at 2307 S. Sacramento Avenue in Chicago, Illinois. In that charter, our founding fathers opened the building & loan with the object of building and improving of homesteads and the accumulation of funds to loan among.
Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cta-74th Street DFCU the home of 69th/74th Depot Federal Credit Union. We pride ourselves on great customer care and friendly service. We were established in 1937 and have a rich and great history of service to our members whether they are Bus/Bus maintenance, Rail/Rail maintenance, G.O. we service CTA employees and their families.
10231 S Western Avenue, Floor 2, Chicago, IL, 60643
Our credit union was established in 1956 as Chicago Fire Officers' Association Credit Union. The credit union was originally established to help our fellow fire officers.
We are excited about our name change to Chicago's Bravest Credit Union and our new website. We are looking forward to growing and modernizing.
CPOECU is a not-for-profit, member-owned financial cooperative whose mission is to assist in meeting the financial needs of its members by encouraging savings and offering services at reasonable and competitive rates. We are committed to the financial education of our youth members here at CPOECU
We pride ourselves in establishing personal relationships that last a lifetime. Diligent service is not optional but a requirement. It has quickly earned us a reputation for conducting business with honesty and integrity. As a result, Marvel Ventures Mortgage was the multiple year Broker of the Year nominee for excellence in their field.