USDA Loan Vs. FHA loan for Helena-West-Helena, AR [Phillips County Rates 2023]

In 2025, USDA loan limit in Helena-West-Helena, county of Phillips, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Helena-West-Helena, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

858-605-6705 1525 miles Lender's profile and map Reviews Charger Funding 1106 2nd St, Suite 411, Encinitas, CA, 92024 Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files
858-699-2280 1525 miles Lender's profile and map Reviews Jim Lackey Associates 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024 Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
858 248 6598 1525 miles Lender's profile and map Reviews Charger Funding 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024 Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
(877) 268-4998 1526 miles Lender's profile and map Reviews Prestige Home Services, Inc. 12548 Avocado Way, Riverside, CA, 92503 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(951) 760-3870 1526 miles Lender's profile and map Reviews Top Loan Fundings 3461 Hillview Drive, Riverside, CA, 92503 Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
(951) 833-5222 1526 miles Lender's profile and map Reviews Pacific Sun Lending, Inc. 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503 Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
(951) 688-4902 1526 miles Lender's profile and map Reviews Standing Stone Real Estate, Inc. 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503 Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
(800) 674-3454 1526 miles Lender's profile and map Reviews Newridge Funding Group Inc. 4804 Arlington Avenue, Riverside, CA, 92503 Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
(951) 543-5151 1526 miles Lender's profile and map Reviews Upright Mortgage 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503 Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
(888) 502-2967 1526 miles Lender's profile and map Reviews Axos Bank 4350 La Jolla Village Dr, San Diego, CA, 92122 Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.
(916) 208-1314 1526 miles Lender's profile and map Reviews ProTeam Home Loan 2888 E. Loker Avenue, Carlsbad, CA, 92010 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.