For 2026, the USDA loan limit in Marianna of Lee county, AR, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, helping you understand the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side to find the best option for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly connect you with the best USDA or FHA loan options hassle-free. Choose one of three initial pathways that align with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is reserved for rural neighborhoods. Different from FHA loans that require at least a 3.5% down payment, USDA loans eliminate any down payment, making them an excellent choice for qualifying applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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