For the year 2026, the USDA loan limit for Wynne in Cross county, AR, stands at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to contrast the best current rates between USDA and FHA. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA offerings side by side, enabling you to select the optimal program for Alabama based on your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to smoothly connect you with the finest USDA or FHA loans, reducing any hassle. Choose one of our three approaches to find compatible lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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