In the year 2026, the USDA loan limit in Gentry, located in Benton county, AR, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
To determine the best rates between USDA and FHA options today, utilize the Lendersa® USDA loan calculator. This tool helps evaluate the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to select the program that best suits your specific financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to quickly secure you the most advantageous USDA or FHA loan with minimal effort. Choose one of these three initial steps to connect with lenders and USDA loan offerings:
A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans eliminate the need for any down payment, offering a great advantage for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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