USDA Vs. FHA your options comparison in Heber-Springs, Cleburne County, AR
In 2025, the USDA loan limit for Heber-Springs, located in the county of Cleburne, AR, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA. This tool helps determine income, credit requirements, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most appropriate program in Alabama for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Heber-Springs, Cleburne County, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Heber-Springs, AR
Lendersa® is dedicated to swiftly connecting you with the best USDA or FHA loans without hassle. Choose one of three starting options that lead to matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages need no down payment.
Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
The Select Employees Credit Union recently revised our Mission and Vision statements and added a Values statement as part of our Strategic Plan. What is the purpose of these and why are they important A vision is a shared image of what we want our organization to be or become, particularly in the eyes of our members.
We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old.
Sterling Federal is even older than the Federal Reserve Bank
Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
11555 Medlock Bridge Rd, Suite 100, Johns Creek, GA, 30097
We have been making property ownership dreams comes true for many families for many years and we are passionate about what we do. We believe ownership positions you for wealth creation. The key is understanding that a mortgage is a tool that can be leveraged to position you advantageously, and with the right mortgage strategy you can build wealth.
Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
