USDA and FHA Pro and Con in Heber-Springs, Cleburne County, AR
In 2026, the USDA loan limit for Heber-Springs, located in the county of Cleburne, AR, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA. This tool helps determine income, credit requirements, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most appropriate program in Alabama for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Heber-Springs, Cleburne County, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Heber-Springs, AR
Lendersa® is dedicated to swiftly connecting you with the best USDA or FHA loans without hassle. Choose one of three starting options that lead to matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages need no down payment.
Intent Mortgage stays ahead of the competition by leveraging modern technology to increase efficiency and ultimately, home buyer satisfaction. "Low Rate, Consumer First Mortgage Lending" isn't just our dual Mission Statement - it's a promise we make to our clients that we intend to keep.
14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
"The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years.
We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
"Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday.
Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money" lending, we offer creative lending solutions that fall outside the "box" of traditional bank and conventional lending sources. We are more expensive than a bank, however
Hard money lender arizona provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more.
7621 E. Gray Road. Suite B2, Scottsdale, AZ, 85260
Hanson Capital Group is a team of commercial real estate experts with a combined 50+ years of experience in the industry, offering a unique approach to investing in commercial real estate. We specialize in net lease, development and repositions, and offer a wide range of finance options from hard money and bridge loans.
Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
