USDA Vs. FHA your options comparison in Heber-Springs, Cleburne County, AR

In 2024, USDA loan limit in Heber-Springs, county of Cleburne, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Heber-Springs, county of Cleburne, AR

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Heber-Springs, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Glacier Bank
  • 202 Main St, Kalispell, MT, 59901
  • Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County. We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
  • Reliance Lending Northwest
  • 30 5th Street East, Suite 102, Kalispell, MT, 59901
  • At Reliance Lending Northwest we We understand. Every client has a different level of experience, financial stability, and plan for their future. We extend an unexpected level of personal service to find the right home loan for you, in the Flathead Valley, based on your buying situation.
  • Mountain Lake Mortgage
  • 1830 3rd Ave East, Suite 201, Kalispell, MT, 59901
  • Mountain Lake Mortgage our mission is to use our wealth of experience and resourcefulness to serve our clients, to put their best interest ahead of our own in every situation and to live by the law of abundance. We thrive on building trust based relationships with everyone we serve.
  • Northwest Christian Credit Union
  • 716 East Colorado Avenue, Nampa, ID, 83686
  • For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
  • Hemet Mortgage-Larry Iest
  • 41591 Florida Ave, Suite F3, Hemet, CA, 92544
  • We dedicate 100% of our energy towards delivering world-class service to our clients. What sets me above the rest is that we are committed to the principles of continuous improvements and ever increasing efficiencies. We create an environment where the relationships count more than the transactions.
  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
  • The Mission Company, Inc.
  • 36818 Oak View Road, Yucaipa, CA, 92399
  • At The Mission Company, The most engaged and professional source for all your Real Estate and Mortgage needs. Our group of licensed professionals is ready to help you sell and buy in the State of California. We also offer some of the lowest mortgage rates and costs, as many of our satisfied customers can attest to.
  • Family Tree Lending
  • 34664 County Line Road, Suite 18, Yucaipa, CA, 92399
  • We are a full-service mortgage company based in Yucaipa, CA. We also serve all the surrounding cities in the Inland Empire. We specialize in FHA, VA, Jumbo, First Time Home Buyer, and Down Payment Assistance Programs.Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money .
  • Imagine Loan Funding
  • 11963 Stovall Way, Yucaipa, CA, 92399
  • "Imagine Loan Funding is licensed to originate and broker mortgage loans in the state of CA by the CA Dept of Real Estate. CA DRE #02095441, NMLS #1866855 We offer: Purchase, Refinance, JUMBO, Reverse Mortgages, Conventional, FHA, VA, USDA, CalHFA. We help many unique borrowers like: self employed, DACA, first time home buyers and others."