USDA VS FHA in Bald-Knob, White County, AR

In 2025, the USDA loan cap for Bald-Knob, located in White, AR, is $285,000, while the FHA cap for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates, helping you to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the best fit for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements in Bald-Knob, White, AR for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Bald-Knob, AR

The mission of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Select one of three starting avenues that match lenders with USDA loan opportunities.

Lendersa USDA loan request outcomes

What is a USDA Loan in AR?

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA loans require none at all, providing a significant advantage for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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