USDA and FHA Pro and Con in Bald-Knob, White County, AR

In 2025, USDA loan limit in Bald-Knob, county of White, AR is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bald-Knob, county of White, AR

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Bald-Knob, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.
  • 1st Tribal Business Loan
  • 1449 W. Wickieup Lane, Phoenix, AZ, 85027
  • 1st Tribal Lending is comprised of the most experience HUD Section 184 lending team in the nation. Much of our staff has been in the HUD Section 184 industry for greater than ten years. Our underwriters were among the first in the nation to become approved to directly underwrite this loan product
  • Goettl Mortgage Corporation
  • 2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
  • Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.
  • DGS Capital and Loans
  • 2550 N Union Hills Drive, Suite 350, Phoenix, AZ, 85027
  • At DGS, we are a full service Real Estate and Mortgage Brokerage. We have experts at your fingertips that can help you through every stage of the home buying process. Our loan originators have a constant eye on the market and are able to advice you on the best time to lock in your rates.
  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.
  • East Coast Financial Corp.
  • 1460 Fall River Avenue, Seekonk, MA, 02771
  • "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family. We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.
  • D&E Realty Financing and Investments LLC
  • 1634 North 7th Street, Suite 1, Phoenix, AZ, 85006
  • D&E Realty Financing and Investments, LLC in 1998. Since then, D&E Financing has grown to be one of Arizona's leading mortgage brokers. After years of working in the mortgage and real estate fields, the founding partners of D&E Financing came to realize that the number one problem experienced by borrowers was the lack of honesty.
  • Cash Time Loan Centers
  • 2612 N. 16th St, Phoenix, AZ, 85006
  • Cash Time Loan Centers has been Arizona’s leading source of trusted Title Loan and Personal Loan services for nearly 25 years. Locally owned and operated with headquarters in Scottsdale, AZ, Cash Time has helped over 300, 000 families get the emergency cash loans they need. With multiple cash loan programs to fit your needs.
  • Avidia Bank
  • 42 Main Street, Hudson, MA, 01749
  • Avidia Bank is a responsive & independent community bank providing the best banking and financial services to individuals, families & businesses. Avidia Bank is a mutual community bank, headquartered in Hudson, MA with branches throughout Central Massachusetts. Our full-service offices are in Hudson, Westborough, Clinton, Leominster, Marlborough.
  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
  • Republic Bank of Arizona
  • 645 E. Missouri Ave, Suite 108, Phoenix, AZ, 85012
  • Success is a team effort, and RBAZ is here to help facilitate your success. We offer all of the progressive banking solutions you'd expect from a much bigger bank, all backed by sound banking principles, exceptional personal service, and a promise to exceed your expectations of what a local community bank can be.
  • Mega Loans
  • 20 East Thomas Road, Suite 2238, Phoenix, AZ, 85012
  • Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20, 000 loans and most of the loans are closed 25 days or less. We have an innovative website that clients can visit at https://loanfactory.com.