USDA and FHA Pro and Con in Searcy, White County, AR
As of 2025, in Searcy, located in White county, AR, the USDA loan limit is $336,500. The FHA limit is set at $472,030 for a single-family home.
Utilize Lendersa® USDA loan calculator to contrast the most current USDA and FHA rates, and ascertain the necessary income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program best suits your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Searcy, White County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Searcy, AR
The mission of Lendersa® is to quickly and efficiently secure the best USDA or FHA loans without hassle. Select one of three pathways that match you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is intended for rural neighborhoods only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment whatsoever.
Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.
2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
1645 East 6th Street, Suite 100, Austin, TX, 78702
Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020
Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com
APB is a communit
CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families.
On the surface we may look like any other full-service community credit union
Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.
6500 River Place Blvd, Building 7, Suite 250, Austin, TX, 78730
360mtg are a privately owned mortgage bank, founded in 2007. Our staff utilize a state-of-the-art paperless technology which encompasses all departments from origination through securitization. 360 Mortgage Group has strategically recruited underwriters from across the country to bring their local market expertise to the underwriting pool.
6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
