In 2026, the USDA loan limit for Hope, in the county of Hempstead, AR, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the USDA loan calculator from Lendersa® to contrast today's leading USDA and FHA rates. This will help determine the necessary income, credit level, reserves, and required documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, thereby assisting you in selecting the Alabama program that most precisely fits your financial needs.
View and compare loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to rapidly provide you with optimal USDA or FHA loans, minimizing any complications. Choose from three starting options that lead to matches with suitable lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage doesn't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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