USDA Vs. FHA Pro and Con comparison in Magnolia, Columbia County, AR
In 2026, the USDA loan limit in Magnolia, within the county of Columbia, AR, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates, determining necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in selecting the best program in for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Magnolia, Columbia, AR
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
Explore USDA and FHA Loan Options in Magnolia, AR
The mission of Lendersa® is to quickly provide the best possible USDA or FHA loan without hassle. Begin with any of the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. It doesn’t require a down payment, unlike FHA loans that need at least 3.5% down.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251
"Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible.
We utilize technology to be more efficient and make sure we find the best loans for our clients' needs. We shop across a wide number of lenders to hunt down the best deal for each client's situation.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects.
Fast turnaround
Full coverage
Seamless process
Asset-based approval
Paperwork reduction. Really.
Next-Financing is a financing company at it's core with two primary divisions.
Our primary division is our financing platform that provides consumer and patient financing by bringing Marketplace Lending directly to the Point of Sale. We work with business owners, as well as medical/dental/veterinary practice owners to provide better financing
Citizens State Bank of Roseau has been your friendly hometown bank since 1905. Citizens State Bank of Roseau operates as a bank. The Bank offers personal and commercial checking, savings, and loans, as well as online, mobile, and text banking services. Citizens State Bank of Roseau serves customers in the United States.
Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.
At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
East Coast Commercial. is a commercial mortgage banking company that structures, arranges, & closes commercial mortgages for acquisitions, refinances & refurbishment projects for developers throughout the United States and Canada. East Coast Commercial, provides you with the most competitive financing for your next commercial real estate project.
