USDA and FHA Pro and Con in Magnolia, Columbia County, AR
In 2025, the USDA loan limit in Magnolia, within the county of Columbia, AR, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates, determining necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in selecting the best program in for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Magnolia, Columbia, AR
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
Explore USDA and FHA Loan Options in Magnolia, AR
The mission of Lendersa® is to quickly provide the best possible USDA or FHA loan without hassle. Begin with any of the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. It doesn’t require a down payment, unlike FHA loans that need at least 3.5% down.
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