USDA Vs. FHA Pro and Con comparison in Magnolia, Columbia County, AR
In 2025, the USDA loan limit in Magnolia, within the county of Columbia, AR, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates, determining necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in selecting the best program in for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Magnolia, Columbia, AR
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
Explore USDA and FHA Loan Options in Magnolia, AR
The mission of Lendersa® is to quickly provide the best possible USDA or FHA loan without hassle. Begin with any of the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. It doesn’t require a down payment, unlike FHA loans that need at least 3.5% down.
Spark Mortgage Advisors LLC Spark Mortgage, we are known for our superior customer service and quick turnaround time for any of your home financing needs. Our goal is to make the finance experience as enjoyable as possible Get your mortgage approval fast & easy with Spark Mortgage. We provide our customers with the best programs to finance.
RK Mortgage Group is one of leading and innovative mortgage firms. We offer high-quality mortgage services to residential and business customers. Whether you’re a first-time home buyer or looking to refinance your existing mortgage, our competitive rates and flexible mortgage options can help you make the right mortgage decision.
Clear 2 Close Home Loans uses the very latest in online technology to provide you with the most competitive rates in the industry! We use a virtual platform to help keep our cost low and pass the savings onto the customer. As a home buyer, you will close faster and easier than ever before
1920 E Hallandale Beach Blvd, Suite 705 , Fl. United States, Hallandale, FL, 33009
RBI Mortgages is an investment property lender. The private lending division started in 2015 and has grown steadily ever since, funding hundreds of loans and providing exceptional service to all of our customers and RBI believes that transparency is a fundamental factor to achieve customer satisfaction.
B & B Capital specializes in designing creative funding solutions to Real Estate projects.
We provide Bridge Loans to Real Estate Investors for investment projects secured by single-family homes, multi family, townhouses, commercial vacant land and rehab properties. We review them, underwrite the very best ones available, and lend between 50%
We are a locally owned and operated bank that opened for business on May 20, 2002. Gogebic Range Bank, NMLS #518712, is a full-service bank offering a complete line of deposit and loan products for both consumer and business customers. We currently employ over 30 people with a total banking experience exceeding 350 years.
University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.
We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.
