In 2026, the USDA loan limit in Magnolia, within the county of Columbia, AR, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates, determining necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting in selecting the best program in
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| Loan Type | Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional | $726,200 | 3% |
The mission of Lendersa® is to quickly provide the best possible USDA or FHA loan without hassle. Begin with any of the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. It doesn’t require a down payment, unlike FHA loans that need at least 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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