In 2026, the USDA loan limit for Texarkana in Miller county, AR, is $336,500. The FHA limit is $472,030 for a single-family residence.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates, and identify the needed income, credit, reserves, and documentation to qualify. Our mortgage calculator, advanced in design, lets you view USDA, FHA, Conforming, and VA side by side, aiding your choice of the best program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to deliver the best USDA or FHA loans quickly and without hassle. Choose from three starting points that match you with lenders and USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is only available in rural areas. Unlike FHA loans that demand a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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