USDA Vs. FHA Pro and Con comparison in Texarkana, Miller County, AR

In 2025, USDA loan limit in Texarkana, county of Miller, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Texarkana, county of Miller, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Texarkana, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Insignia Mortgage Inc.
  • 9665 Wilshire Blvd. M50, Beverly Hills, CA, 90212
  • Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.
  • Riviera Financial Partners, Inc
  • 315 South Beverly Drive, Suite 412, Beverly Hills, CA, 90212
  • At Riviera Financial Partners, Inc., the business of real estate finance is about much more than loans. It is about offering diverse and competitive products; advising borrowers to make informed choices to support and protect their security; and providing extraordinarily thorough customer care.
  • SKR Capital Group Inc
  • 9595 Wilshire Blvd, Suite 408, Beverly Hills, CA, 90212
  • Beverly Hills based SKR Capital Group is a boutique residential and commercial real estate financing firm. After a position at Security Pacific Bank as a loan officer, Shant Khatchadourian founded SKR Capital Group in 2007. For residential loans SKR Capital brokers loans through its wholesale channels for purchases or refinances in CA
  • Building Capital, Inc.
  • 9595 Wilshire Boulevard, Suite 900, Beverly Hills, CA, 90212
  • Building Capital, Inc. specializes in arranging construction loans for all property types but also brokers loans for commercial, multifamily & residential properties.Building Capital, Inc. has arranged over $1.5 billion dollars in mortgage loans.Building Capital, Inc. is a California "S" corporation, founded on 2000. It is owned by David Parry
  • Quantum Capital Partners
  • 9777 Wilshire Boulevard, Suite 808, Beverly Hills, CA, 90212
  • Quantum Capital Partners is a boutique real estate capital advisory firm that provides creative capital solutions to real estate investors and developers and also more than $4 billion of debt and equity financing experience nationwide across all major asset classes.With a diverse network of domestic and international capital providers.
  • BRC Loans
  • 9100 Wilshire Boulevard, Suite 880 West Tower, Beverly Hills, CA, 90212
  • BRC Advisors – BH, Inc. is a full service commercial real estate company. In addition to its expertise as a Transactional Commercial Real Estate Brokerage, BRC Advisors – BH, Inc. has considerable success overseeing commercial leasing. It combines a wealth of brokerage and advisory experience within a strategically aligned network of programs. With
  • CS Financial
  • 9595 Wilshire Blvd. Suite 801, Beverly Hills, CA, 90212
  • CS Financial, Inc. is California’s leading independent residential and commercial mortgage brokerage firm. As both banker and broker, CS Financial has the independence and flexibility to move with greater efficiency within the marketplace, acting quickly to deliver the best product at the best price.
  • Equitable Mortgage & Realty Incorporated
  • 2824 South Robertson Boulevard, Los Angeles, CA, 90034
  • Equitable Lending, we treat each customer as an individual; not a number. Unlike the "big lenders" we actually take time to listen to our customers' goals and aspirations, and we use old fashioned common sense and hard work to help our customers obtain the best loan possible given their goals and their situation. As a premier boutique mortgage.
  • SUNRISE MORTGAGE
  • 3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
  • At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
  • RCN Capital
  • 3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
  • RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.
  • Malaga Bank F.S.B.
  • 2514 Via Tejon, Palos Verdes Peninsula, CA, 90274
  • Malaga Bank, a subsidiary of Malaga Financial Corporation, is a full-service community bank headquartered on the Palos Verdes Peninsula with six offices located in the South Bay area of Los Angeles. Since Malaga Bank opened its first office in Palos Verdes Estates on March 14, 1985, we have been delivering competitive banking services to residents
  • Nationwide Business Finance
  • 2308 Via La Brea, Suite 101, Palos Verdes Peninsula, CA, 90274
  • Nationwide Business Finance is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.