FHA Vs. USDA loan program for Nashville, Howard County, Arkansas

For 2026, the USDA loan cap in Nashville, located in Howard county, AR, is $336,500, whereas the FHA limit for a single-family house is $472,030.

The Lendersa® USDA loan calculator can help you compare today’s best USDA and FHA rates, and assess the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in Alabama.

USDA and FHA Loan Options in Nashville, AR

Lendersa® is dedicated to quickly providing you with the best USDA or FHA loan available, with minimal hassle. Select one of three starting pathways that connect you with aligned lenders and USDA loan programs.

Lendersa USDA loan request and result matching

What is a USDA Loan in AR?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

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Nashville Lenders
(870) 356-2121 Lender's profile and map Diamond Bank 319 East Main Street, Murfreesboro, AR, 71958 Lends in Arkansas Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
(870) 642-8977 Lender's profile and map Horatio State Bank 123 W Main St, Horatio, AR, 71842 Lends in Arkansas Horatio State Bank has been family owned and operated since 1905, putting us in the unique position of living and working alongside you. As a full service bank, we at HSB would love for you to join our family and let us help you meet your financial needs. At Horatio State Bank in Arkansas, they have supplied customers with various options.
(870) 772-0661 Lender's profile and map MilWay Federal Credit Union 2000 Arkansas Blvd, Texarkana, AR, 71854 Lends in Arkansas MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
(479) 385-2810 Lender's profile and map Usem Mena Federal Credit Union 500 North Morrow Street, Mena, AR, 71953 Lends in Arkansas Since its inception in 1967 the Usem Mena Federal Credit Union has been serving its members in the MENA, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, and interest rates on fixed loans here on these pages.
(870) 210-7222 Lender's profile and map TWO RIVERS FEDERAL CREDIT UNION 204 N. 10th Street, Arkadelphia, AR, 71923 Lends in Arkansas In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU