For 2026, the USDA loan cap in Nashville, located in Howard county, AR, is $336,500, whereas the FHA limit for a single-family house is $472,030.
The Lendersa® USDA loan calculator can help you compare today’s best USDA and FHA rates, and assess the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in Alabama.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly providing you with the best USDA or FHA loan available, with minimal hassle. Select one of three starting pathways that connect you with aligned lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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