USDA Vs. FHA your options comparison in Nashville, Howard County, AR

For 2026, the USDA loan cap in Nashville, located in Howard county, AR, is $336,500, whereas the FHA limit for a single-family house is $472,030.

The Lendersa® USDA loan calculator can help you compare today’s best USDA and FHA rates, and assess the income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Nashville, Howard, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Nashville, AR

Lendersa® is dedicated to quickly providing you with the best USDA or FHA loan available, with minimal hassle. Select one of three starting pathways that connect you with aligned lenders and USDA loan programs.

Lendersa USDA loan request and result matching

What is a USDA Loan in AR?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Community Bank of Central
  • 201 Main Street, POB 100, Beemer, NE, 68716
  • With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you.
    Locations in Beemer, Fremont, Bancroft & Homer Nebraska

  • First Southern Management
  • 412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
  • Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,

  • Knoxville Mortgage Brokers
  • 220 S. Peters Road, Suite 100, Knoxville, TN, 37923
  • Knoxville Mortgage Brokers are abuying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • MORTGAGE INVESTORS GROUP
  • 8320 East Walker Springs Lane, Knoxville, TN, 37923
  • Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations

  • Cedar Rapids State Bank
  • 213 W Main St, Cedar Rapids, NE, 68627
  • Cedar Rapids State Bank was chartered in the state of Nebraska in 1936. It has maintained its world headquarters in Cedar Rapids, Nebraska ever since. CRSB has served its communities as a financial institution providing deposit and loan services and supporting its communities through customer service and economic development.

  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community

  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.

    Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.

  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.

  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.

  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.

  • De Witt Bank & Trust Co.
  • 815 Sixth Avenue, De Witt, IA, 52742
  • DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you

  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.

    We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.